Senior Product Manager - Card Authorization

About Us

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.

Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.

Job Description

In this role, you will be part of the Visa Intelligent Authorization (VIA) product team within Acceptance Solutions. VIA is a modern acquiring processing platform that provides the most secure, scalable, and compliant access to the broadest range of global payment services.

You will bring strong product management experience of developing innovative and commercially successful products. You will help drive the product execution and strategy. You will manage product execution and delivery for enhancing features and capabilities. This position reports into the Senior Director, VIA Product Suite.

Responsibilities

Develop and maintain a prioritized product execution roadmap for Visa Intelligent Authorization (VIA) strategies

Drive the vision, strategy, and execution of the product line, ensuring alignment with organizational goals

Collaborate closely with development teams to deliver requirements, track execution, and commercialize payment products

Demonstrate in-depth knowledge of payments environments (authorization and clearing, payment schemes, processors, issuers, acquirers etc.) and payment fraud and risk management

Interpret mandates, compliance requirements, and technical letters from brands to ensure ongoing compliance

Analyze processor specifications, especially major card schemes.

Produce detailed product and functional requirements to drive development, testing, and deployment

Collaborate closely with architects, development teams, and cross-functional product teams to ensure the seamless delivery of features, proactively addressing and resolving potential blockers. This involves maintaining clear communication among all stakeholders, identifying risks early, and coordinating efforts to keep the project on track and ensure successful implementation

Facilitate end-to-end product delivery as needed by undertaking any requirement clarification, scoping, creating functional test scenarios, UAT signs offs, release communications etc.

Advocate for internal and external customer issues and ideas to influence product enhancements and prioritization

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.

Qualifications

Basic Qualifications:

5 or more years of relevant work experience in Product Management

End to end understanding of Visa’s and other global payment schemes services of authorization, clearing, settlement and others

Ability to manage the lifecycle of a payment products.

Proven ability to develop new products for B2B clients (acquirers, issuers, large merchants)

Preferred Qualifications:

5+ years of industry experience in payments processing environment

5+ years of experience in product lifecycle management

Strong experience in working with agile lifecycle (Preferably Scaled Agile Framework) and process management tools, e.g. JIRA, JIRA Align

Proven ability to develop roadmaps, write user stories, groom product backlogs, and prioritize conflicting requirements in a dynamic environment

Team player with broad experience collaborating with subject matter experts, product teams, system architects and software engineers

Strong attention to details, ability to think strategically and independently

Outstanding communication ability including clearly and concisely communicating any project issues, risks to an executive audience.

Strong customer centric mindset

Have strong testing skills and should be able to show the ability to think like an end user and perform user acceptance testing

Good understanding of card payment scheme compliance and industry regulatory framework

Good understanding of transaction processing surround services (fraud, risk, digital, mobile) and payment industry standards (ISO8583, EMV, 3DS, PSD2) will be an advantage