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Staff Software Engineer

Visa

Bengaluru, INonsitePosted Jun 1, 2026

At a glance

Highlights

  • Hybrid work model
  • Scale impact across global payments network
  • Focus on AI-driven innovation

Heads up

  • At least 3 days in office
  • 5+ years of experience required

Why this role might suit you

A seasoned engineer who thrives on rapid prototyping, AI integration, and large‑scale distributed systems will find Visa’s hybrid role a chance to shape innovative payment solutions while leading multidisciplinary teams.

Skills

web-developmentapimobile-developmentgen-aiagentic-aidistributed-systems

About the role

About Us

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.

Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.

Job Description

Job Summary :

Visa’s Technology Organization is a community of problem solvers and innovators reshaping the future of commerce. We operate the world’s most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people. While working with us you’ll get to work on complex distributed systems and solve massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms.

The Role

Are you passionate about conceptualizing, nurturing, developing, and proving new ideas and developing them into new solutions? Would you like to help re-invent the internal business processes with the latest technologies and re-imagine the way things operate?

We’re looking for a seasoned individual to drive game-changing innovation within Visa’s internal processes and ecosystem. You should have experience technically leading and mentoring multi-skilled teams capable of rapid prototyping of new ideas as well as scale these to commercial solutions. You and your team will be at the forefront of strategic partnerships, breakthrough technologies, new ideas, hackathons, demos, and rapid prototyping. You will work closely with business development teams, partners, and internal product teams and cross- leverage engineering talent internally and externally.

Responsibilities

Be at the heart of developing new ideas into demo-able products, and ultimately to commercial product

Work directly with product owners, UX, engineering and other partner teams to gather and refine requirements across products, adding and taking into account existing tools and solutions across the organization

Drive rapid prototyping cycles from technical requirements, software designs, programming, debugging, and optimization

Explore and innovate new technologies, features, and tools

Consult on a regular basis with leadership to align expectations and deliverables

Be scrappy and work with the small team to the fullest to work on multiple parallel POCs and incubation efforts

Able to scale the successful pilots to full commercial solutions

Develop and design advanced architect solutions that are robust and scalable, considering integrations with other solutions across the internal technical ecosystem.

Use stubs as needed to simulate capabilities lighting up soon

Work collaboratively across team boundaries to share common infrastructure and functional capabilities. Provide feedback into core product teams to influence their roadmap and strategy

Leverage AI technologies as-appropriate in day-2-day development and in production systems

Provide domain expertise on the development of technical documentation of solutions and contributes to standard processes in technical documentation as needed

Play a key role in the development and delivery of new features across products from end-to-end

This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager.

Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.

Qualifications

Basic Qualifications:

5+ years of relevant work experience with a Bachelor’s Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD, OR 8+ years of relevant work experience.

Preferred Qualifications:

5+ years of relevant work experience with a Bachelor’s Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD, OR 8+ years of relevant work experience.

Passion for innovation, new ideas, quick prototyping, hackathons etc.

Prior work exploring and innovating new IP, genres, and product experiences • Professional experience in ideation and incubation which has led to shipping products

Multi-disciplinary skills and experience in ideation, software design, programming, debugging, and optimization

Proven skill set and track record in developing one-line ideas into products • Strong written and verbal communication skills

Self-motivated and drive for excellence

Have an open-minded approach to development strategy and approaches • Capable of building culture for innovation

Technical hands-on skills, ideally in multiple technology stacks for web development, APIs and Mobile application development on diverse platforms

Hands-on and up to date with Gen AI and Agentic AI technologies and space • 10+ years of software engineering experience

2+ years of experience in technical leadership roles with increasing responsibility • MS or BS in Computer Science or equivalent Bonus Qualifications:

Prior experience working with Agentic AI systems.

Prior experience working in a start-up or at VC firms in a “Resident Entrepreneur” capacity • Financial services and/or payments processing industry experience is a plus • Patents and other proofs of past success in creating IP

Prior experience working with Agentic AI systems.

Prior experience working in a start-up or at VC firms in a “Resident Entrepreneur” capacity

Financial services and/or payments processing industry experience is a plus

Patents and other proofs of past success in creating IP

Questions about this role

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