Senior Credit Review Auditor

OH0523 Independence Bus Office, OH0713 NW Bancshares HQ, PA0736 Administration Center

Job Description

The Senior Credit Auditor performs and completes internal credit audits as assigned while researching and interpreting relevant regulations, policies, and procedures to assist in determining the scope and design of an audit program. This position is guided by general instruction and a reasonable amount of supervision, this candidate demonstrates a fair level of autonomy and ability to exercise independent judgement.

Essential Functions • Ensure document and data integrity • Manage personal workload/workflow • Identify and resolve problems/issues • Detect common themes & emerging risks • Continue professional education • Evaluate effectiveness of credit policies and procedures, identify weaknesses, provide suggestions for strengthening • Knowledge of Credit360/BancAudit/Nautilus/CBS/Data Analysis Tool/Audit Management Software • Keep track of and update schedule of whereabouts during audits • Meet departmental continuing education requirements • Be familiar with Northwest documentation/processes/procedures • Research/interpret relevance of specific regulations/current literature • Assist in developing the scope, audit objectives, and audit program based on assessed risk of business unit/subject matter • Assist in determining staffing requirements for Audit • Oversee/collect specific samples/data • Oversee/record detailed information/data from samples • Check results (findings) against samples for proper evidence • Oversee/compile working papers as appropriate • Summarize results/findings • Analyze results as related to Northwest • Prepare meeting materials (soft, and final exits) • Present relevant findings appropriately to department manager and auditors • Produce various audit reports/management letters/credit reports • Appraise adequacy of the corrective action taken to improve deficient conditions • Work with relevant personnel during the audit process

Additional Essential Functions • Ensure compliance with Northwest’s policies and procedures, and Federal/State regulations • Navigate Microsoft Office Software, computer applications, and software specific to the department in order to maximize technology tools and gain efficiency • Work as part of a team • Work with on-site equipment

Additional Responsibilities • Complete business unit/special projects at various levels of complexity, planning, supervision and creativity/intuitiveness as needed

Safety and Health for those without supervisory duties • Abide by the rules of the safety and loss prevention program • Perform work tasks in a safe manner • Report any and all injuries to supervisor • Know what to do in case of an emergency

QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education Bachelor's Degree Accounting, Finance, or Business Administration

Work Experience 5 - 6 years Credit review/business related experience And 3 - 5 years Bank auditing experience And 3 - 5 years General business-related experience

General Employee Knowledge, Skills, and Abilities • Ability to establish effective working relationships among team members and participate in solving problems and making decisions • Ability to present and express ideas and information clearly and concisely in a manner appropriate to the audience, whether oral or written • Ability to actively listen to what others are saying to achieve understanding, sharing information with others and facilitating the open exchange of ideas and information • Ability to establish courses of action for self to accomplish specific goals, develop and use tracking systems for monitoring own work progress, and effectively use resources such as time and information • Ability to make right decisions based on perceptive and analytical processes, practicing good judgment in gray areas

Additional Knowledge, Skills and Abilities Ability to apply advanced financial analysis techniques Ability to interpret data and statistics Proven analytical skills