Relationship Manager (Corporate Deposit)

Job Description:

1. Responsible for daily customer service for corporate non-credit customers.

2. Responsible for conducting cross-selling and deposit generation among corporate non-credit customers; follow up and refer corporate customers with financing or other corporate financial product needs to enhance customer profitability.

3. Responsible for handling new corporate customer account opening applications, screening for negative information, and conducting KYC (Know Your Customer) reviews.

4. Responsible for post-transaction monitoring and daily maintenance of assigned portfolio of existing corporate non-credit customers, as well as submitting KYC annual reviews for low, medium, and high-risk customers.

5. Responsible for filing suspicious transaction reports in accordance with compliance requirements, and regularly following up on and assessing related accounts.

6. Responsible for handling complaints related to corporate non-credit customers.

7. Low-Risk Credit Business Development

Responsible for identifying low-risk credit business opportunities (including but not limited to full margin pledges, time deposit pledges, low-risk letters of credit, etc.) within the existing non-loan customer portfolio and among potential customers around the branch. Responsible for achieving low-risk business targets and managing the full business process, including customer communication, document collection, credit application, disbursement, and post-lending management.

8. Branch Collaboration & Integrated Marketing

Work closely with the Branch Manager and the branch network team to facilitate the implementation of low-risk credit business at the branch level, and actively participate in integrated marketing activities related to the bank's corporate business push to branches, thereby enhancing the branch's overall corporate banking capabilities.

9. Perform other tasks as assigned by the department and the branch.

Job Requirements:

1. Diploma or Degree in Business, Finance Studies and/or related fields.

2. 2 years’ experience of Corporate Deposit.

3. Outgoing and comfortable in meeting new/existing clients.

4. Self-motivated, meticulous and able to multi-task.

5. Good interpersonal and verbal communication skills.

6. Able to communicate both verbally and written in Chinese and English so as to communicate with our Chinese-speaking customers and HQ.