Lead Secured Lending Underwriter

About this role:

Wells Fargo’s Supply Chain Finance Group (“SCF”) supports companies with a broad range of supply chain solutions, including trade and receivables products, which provide a holistic approach to an enterprise’s working capital risk mitigation and financing needs. SCF is seeking a dynamic, results oriented, Lead Secured Lending Underwriter. Job will encompass a variety of secured lending financings including Key Accounts Purchase Programs (KAP), Supplier Finance Programs (SF), factoring and ABL facilities, and Accounts Receivable Securitization Facilities (ARS). Learn more about the career areas and lines of business at wellsfargojobs.com.

In this role, you will:

Lead underwriting process to meet project deliverables, including coordination with multiple stakeholders. Leverage solid understanding of secured lending underwriting functional areas, policies, procedures, and compliance requirements. Specific actions will include:

Lead the credit underwriting of corporate financial counterparties.

Present all information in concise and clear format for credit approval. Actively engage with credit approvers and other key stakeholders during the credit approval process. Champion deals throughout the underwriting deal lifecycle.

Manage client and internal constituents’ expectations throughout the approval and loan closing process.

In conjunction with legal counsel, lead the structuring and negotiation of legal documentation.

Ensure proper risk ratings, oversee compliance and third-party diligence activities including collateral examinations, appraisals, and other business/contract diligence.

For applicable credits, lead the structuring and completion of the ARS servicer report model in conformity with S&P Trade Receivables Securitization Criteria.

Collaborate closely with the originations and portfolio teams to ensure steady information flow and smooth transitions.

Collaborate and consult with underwriting peers, colleagues, and managers to resolve issues and achieve goals.

Lead secured lending underwriting projects and teams. Serve as a mentor to junior teammates.

Required Qualifications:

5+ years of Secured Lending Underwriting experience, or equivalent experience demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

3+ years of experience with securitization or asset based lending

Advanced Microsoft Office (Excel, Word, PowerPoint) skills

Strong analytical skills, with heightened attention to detail and accuracy, recognizing importance of data integrity and adherence to credit policies and procedures

Strong verbal and written communication skills and ability to work effectively with internal stakeholders and clients

Working knowledge of various secured lending programs and structures

Job Expectations:

Willingness to work on-site at stated location on the job opening

This position is not eligible for Visa sponsorship

This position offers a hybrid work schedule

Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process.

May be considered for a discretionary bonus, Restricted Share Rights or other long-term incentive awards

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.

Salary is just one component of Wells Fargo's total rewards package. Depending on the role, a Wells Fargo's employee may be eligible for additional forms of compensation, such as sales incentives, discretionary bonuses, and/or equity in the company in the form of Restricted Stock Units (RSUs).

$139,000.00 - $260,000.00

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.

Health benefits

401(k) Plan

Paid time off

Disability benefits

Life insurance, critical illness insurance, and accident insurance

Parental leave

Critical caregiving leave

Discounts and savings

Commuter benefits

Tuition reimbursement

Scholarships for dependent children

Adoption reimbursement

Posting End Date:

16 Aug 2026

Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.