Credit Analyst

AI Job Summary

Experience in banking, non-bank lending, or financial services in a credit-focused role.

Assessing/reviewing loan applications across multiple product lines and conducting due diligence per credit policies.

Prepare and present credit submissions, including for deals outside Designated Lending Authority (DLA).

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Role Type

Permanent • Full-time • Associate

Description

Founded in 2012, AltX Financial Group is a leading alternative asset manager with a portfolio of four dynamic brands: AltX, Assetline Capital, Clinch and 365 Funding. Together, we originate and manage lending transactions that deliver flexible, tailored solutions to borrowers and attractive risk-adjusted returns to investors.We’re looking for a Credit Analyst to join our high-performing credit team and support the continued growth of our lending and investment operations.

About the role

Reporting to the Credit Manager, you’ll play a key role in assessing and preparing credit submissions across the AltX Financial Group. This is a hands-on, detail-oriented role ideal for someone who thrives in a fast-paced environment and enjoys working across diverse lending products. You’ll be responsible for ensuring credit submissions are accurate, well-supported, and aligned with our internal policies, while also liaising with internal and external service partners legal teams to ensure smooth loan documentation and execution.

What you’ll be doing

Assessing and reviewing loan applications across multiple product lines

Conducting due diligence in line with AltX’s credit policies

Analysing financial statements, tax returns, valuations, and legal documents

Preparing and approving credit submissions using a Designated Lending Authority. When a deal is outside your DLA, presenting the credit submission for approval to senior DLA holders

Managing the pipeline of incoming loan applications

Drafting loan instructions and coordinating with solicitors

Identifying opportunities to streamline and improve credit processes

What success looks like

You’re known for your deep understanding of AltX’s product suite

You consistently produce high-quality, error-free credit papers

You collaborate effectively with internal stakeholders, brokers, and BDMs

You bring a solutions-focused mindset to every challenge

What we’re looking for

Experience in banking, non-bank lending, or financial services in a credit-focused role

Strong understanding of the Australian housing market and regulatory landscape

Proven ability to assess long-term credit products

High attention to detail and strong analytical skills

Clear, concise written communication

Proficiency in Microsoft Office (Outlook, Excel, PowerPoint, Word)

Excellent time management and multitasking abilities

A customer-first, solutions-oriented approach

Why join AltX Financial Group

At AltX Financial Group, you’ll be part of a collaborative, entrepreneurial team that values innovation, agility, and impact. We offer a dynamic work environment, exposure to a broad range of financial products, and the opportunity to grow your career in private credit and non-bank lending.

#Assetline Capital