Director, Group Deposits
About the role
#body.unify div.unify-button-container .unify-apply-now: focus, #body.unify div.unify-button-container .unify-apply-#body.unify div.unify-button-container .unify-apply-now: focus, #body.unify div.unify-button-container .unify-apply-
Requisition Number: 59036
Job Location: Singapore, SGP
Global Grade: Band 5
Work Type: Office Working
Employment Type: Permanent
Posting Start Date: 03/08/2026
Posting End Date: 17/08/2026
:
Job Summary
Retail and Private Banking segments within Wealth and Retail Banking business provide a full-suites of products and services including deposits i.e. Current Account, Saving Account and Fixed Deposit.
The purpose of the role is to support the WRB Deposits agenda by driving product management, pricing optimisation, product governance, deposit performance across markets and market enablement. The role provides Group-level oversight to ensure deposit products for Retail and Private Bank segment deliver sustainable growth and are well controlled and aligned with regulatory and internal policy requirements.
This role will report to [Director, Liquidity and Deposit Pricing], and work with key stakeholders across Group and Country teams including Product Managers, One Delivery, Business Risk Management, Finance, Operations, Balance Sheet Management as well as Risk Framework Owners (RFOs) such as Compliance, Operational Technology and Cyber Risk etc.
Key Responsibilities
Deposit product management for Retail and Private Bank segment, including product governance and initiative / project across WRB markets.
Support the delivery of deposit portfolio growth by providing input on product development, portfolio management, and governance process.
Providing support for market enablement and drive consistent product management standards and best practices across WRB Deposits.
Provide Group-level oversight and guidance on deposit product governance, ensuring products remain aligned with internal policies, risk appetite and regulatory requirements.
Support product reviews, product programme refreshes, risk assessments, and governance submissions to ensure deposit products are well controlled and aligned with governance standards.
Provide guidance to markets on implementation of global standards, policy changes, control enhancements, and product governance requirements.
Collaborating with Group and Country Data Analytics teams and Finance to provide deposit performance analysis including product performance, deposit growth / NNM and income.
Support senior management updates by preparing concise materials on deposit performance, pricing initiatives, and strategic priorities.
Strategy
You must have a set of soft skills such as:
Strategic mindset - understand market trends, client needs and WRB strategic priorities.
Data-driven decision making – Uses performance insights, portfolio and financial analysis to support senior management in taking product /portfolio decisions and prioritisation.
Business
You must have a keen understanding of:
Deposit products i.e. Current Account, Saving Account, Fixed Deposit available for Retail and Private Banking clients
Economics of deposit products which include pricing, margin, portfolio performance and growth levers
Processes
Understanding of deposit end-to-end processes, including end-to-end processes around transaction processing system (T24).
Understanding payments services and its interconnectedness with deposit products
People & Talent
Stakeholder management – Builds strong relationships across Group, Country, Product, Delivery Team and Risk Framework Owners to drive alignment and execution.
Risk Management
Risk awareness – product risk understanding such as interest rate risk and how the various macroeconomic indicators and market situation affect the performance of the business.
Governance
Governance awareness –awareness of product governance, regulatory and control discipline
Regulatory & Business Conduct
Display exemplary conduct and live by the Group’s Values and Code of Conduct .
Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key stakeholders
Group Head, Deposits
Regional and Country Deposit Product Heads
Country Retail / WRB Product Teams
Finance
One Delivery
Data Analytics teams
Model development team
Segment teams, including Private, PP, Priority, Premium, Personal and SME
Business Risk Management
Group and Country RFO teams including Compliance, Financial Crime, Fraud and Conduct Risk
Operations, Operational, Technology and Cyber Risk, Legal, Tax, ICS etc
WRB Operational Resilience
Technology / Digital Banking
Digital Sales and Marketing
COO / Business Management teams
Balance Sheet Management / CPM teams
Treasury / Global Treasury
Internal Audit
External Consultants
Peer banks and industry counterparts for market intelligence and benchmarking
Other Responsibilities *
Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedure
Our Ideal Candidate
Education: Bachelor’s Degree
10 years of relevant Deposits Experience
Role Specific Technical Competencies
Familiar with product management within Private Banking business
Familiar customer due diligence processes including FATCA and CRS adherence.
About Standard Chartered
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.
Together we:
Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
Are better together, we can be ourselves, be inclusive, good in others, and work collectively to build for the long term
What we offer
What we offer
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
Flexible working options based around home and office locations, with flexible working patterns.
Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
Recruitment Assessments
Recruitment Assessments
Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
Visit our careers website www.sc.com/careers
#body.unify div.unify-button-container .unify-apply-now: focus, #body.unify div.unify-button-container .unify-apply-#body.unify div.unify-button-container .unify-apply-now: focus, #body.unify div.unify-button-container .unify-apply-
Questions about this role
Want AI Applyd to auto-apply to roles like this?
We tailor your resume per posting, fill the forms, and track replies for you.