Associate Director - Lending Operations
At a glance
Why this role might suit you
The role offers leadership over high-impact lending operations in Singapore, exposure to transformation initiatives, and collaboration with global teams, aligning with candidates seeking strategic people leadership in banking operations.
Skills
About the role
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Requisition Number: 56990
Job Location: Singapore, SGP
Global Grade: Band 6
Work Type: Hybrid Working
Employment Type: Permanent
Posting Start Date: 29/07/2026
Posting End Date: 12/08/2026
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Job Summary
The role is responsible for delivery of lending products Banking operations spanning across country operations and oversight of outsourced processing at Global Business Services/Hubs. This includes translating business strategy into operational execution through close partnership with Products, Credit, Client Experience, Technology, Client Care Centre and Branches; leading platform migrations, digitisation and change initiatives from design through testing and rollout; and ensuring timely incident response and service recovery. As a People Leader, the job holder leads, coaches and develops a high-performing team, with accountability for talent acquisition/retention, performance management, succession planning and rewards decisions aligned to the Target Operating Model. The role maintains strong governance over third-party/outsourced operations through SLAs and performance reviews, and owns operational risk, controls and conduct standards for the portfolio—representing Operations in relevant risk and regulatory forums, ensuring compliance with applicable regulatory and outsourcing requirements, and continuously improving client experience. Stay current on relevant MAS/regulatory expectations and ensure operational processes and controls remain compliant and audit ready. Represent Operations in incident management forums; coordinate service recovery for major incidents and ensure clear roles, timelines and communications. Drive prompt escalation and breach reporting where required, ensuring accurate stakeholder updates and post-incident actions to prevent recurrence. Display exemplary conduct and live by the Group’s Values and Code of Conduct.
Key Responsibilities
Strategy and Business
Critical interface with WRB business, product teams, credit, Client Experience, Country Technology Client Care Centre and Branches to translate business objectives / strategies to Operations delivery.
Processes
Responsible for orchestrating operational delivery and lead Platform migrations, Digitisation of its processes ( bank led or industry led) which requires intense engagement in design, scoping, testing and roll out.
Execute operations priorities including decision making and approvals as authorized per in country delegations.
Timely interventions during operational or technology incidents to provide leadership steer to assess client and other impact (financial / regulatory) and align on Service recovery strategies and its execution.
People and Talent
Responsible for Team management, Talent management, assessing performance and Rewards decisions. Work with Head of Banking Operations for people development to be in line with Target Operating Model
Risk Management
Responsible for overall operational risks for processes under portfolio covering in country and hubbed processes. Responsible for timely completion of agreed actions arising out of risk reviews/ GIA etc. Represent Operations in relevant country risk forums (RPSO) and to work with BRM team for proactive risk management
Governance
Responsible for relevant SLA with Global processing Hub and ongoing / regular reviews of SLA performance.
Regulatory and Business Conduct
Display exemplary conduct and live by the Group’s Values and Code of Conduct.
Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key stakeholders
Product , business teams in WRB Singapore
Digital Banking, Client Experience and Process design teams
Head of Branches and Head of CCC
Business Risk Management, Credit Risk & policy
Global Processing Hub (India, Malaysia)
BRM, CFCC and risk management
Banking operations and WRB COO teams.
Our Ideal Candidate
10+ years of experience in Singapore's banking sector
Expertise and experience in managing credit cards, personal loans, lending, and banking operations
Demonstrated expertise in client onboarding operations and related processes
Experience in transformation and change management initiatives impacting operations processes in the related domain.
Experienced People Leader covering talent acquisition, performance management and talent retention.
Experience in driving operational delivery, Service level adherence through effective governance over execution teams including outsourced operations through structured and regular monitoring of service levels in line with department priorities.
Lead, implement and roll out initiatives to improve process effectiveness.
Passionate about driving effective client outcomes and improving client experience.
Highly organised with good communication skills and proven stakeholder management capabilities.
Able to multitask, work and learn quickly in a fast paced and dynamic environment
Awareness of applicable regulatory requirements will be an added advantage.
Role Specific Technical Competencies
Financial Services
Process Improvement
Risk Management
Regulatory Environment - Financial Services
Retail Banking Services
Industry / latest tech innovations & developments
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.
Together we:
Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
Are better together, we can be ourselves, be inclusive, good in others, and work collectively to build for the long term
What we offer
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
Flexible working options based around home and office locations, with flexible working patterns.
Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
Recruitment Assessments
Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
Visit our careers website www.sc.com/careers
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