Commercial Banking Portfolio Manager - Franchise Finance

About this role:

Wells Fargo is seeking a Commercial Banking Portfolio Manager in Franchise Finance for the Restaurant and Convenience Store segment as part of the Commercial Bank. Learn more about the career areas and lines of business at wellsfargojobs.com.

Details about this segment can be found at https://www.wellsfargo.com/com/industry/restaurants/.

In this role, you will:

Review and model client and prospect financial statements that require an in-depth evaluation of multiple factors

Participate in financial research, underwriting, and structuring of complex banking relationships

Analyze and report industry and portfolio trends

Collaborate and consult with Commercial Banking Portfolio Management peers, colleagues, and mid-level managers to resolve issues, grow within the role and achieve goals

Become an expert in various systems used in Commercial Banking

Required Qualifications:

2+ years of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

Experience in lending to the restaurant industry

Experience with complex credit, underwriting, and debt structure for clients with annual revenue of $25MM to $2B

Completion of a formal credit training program

Comprehensive knowledge and understanding of core banking products and services, such as commercial lending and treasury management

Experience in swiftly adopting and executing change management to enable business growth

Experience developing and maintaining external and internal partnerships

Experience identifying and mitigating risk, ensuring compliance with processes and procedures

Excellent verbal, written, and interpersonal communication skills

Bachelor’s degree in accounting, finance, or business

Job expectations:

This position is not eligible for Visa sponsorship

This position offers a hybrid work schedule

Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process

#commercialbanking

Location:

1808 Aston Avenue Carlsbad, CA

550 South Tryon Street - Charlotte, NC

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.

$77,000.00 - $145,000.00

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.

Health benefits

401(k) Plan

Paid time off

Disability benefits

Life insurance, critical illness insurance, and accident insurance

Parental leave

Critical caregiving leave

Discounts and savings

Commuter benefits

Tuition reimbursement

Scholarships for dependent children

Adoption reimbursement

Posting End Date:

3 Aug 2026

Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.