Transaction Monitoring Specialist
About the role
Join COLIBRIX ONE – Innovating the Future of Payments
At COLIBRIX ONE*, we’re building advanced, AI-powered payment technologies that support Payment Service Providers (PSPs), Electronic Money Institutions (EMIs), and neobanks across the EU and the UK. As a fully licensed Electronic Money Institution (FCA Reference No. 927920) and holder of a Financial Institution Licence issued by the MFSA, as well as a principal member of both VISA and Mastercard, we provide comprehensive, real-world financial solutions that include:
Global card processing
Digital wallet infrastructure
Cross-border merchant accounts
Alternative payment methods (APMs)
Corporate accounts for legal entities
We’re a fast-growing team with a passion for innovation, security, and scalability. Our culture values curiosity, collaboration, and impact - and we’re looking for talented professionals who are ready to shape the future of fintech.
At COLIBRIX ONE, your work directly powers the digital economy. If you're eager to solve meaningful challenges and build with purpose, we’d love to hear from you.
About the Role
We're looking for a Transaction Monitoring Specialist with strong analytical skills to detect fraud, assess risk, and ensure compliance with AML/CTF regulations and card scheme rules. You will monitor transactions in real time, investigate suspicious activity, and support improvements in monitoring processes.
Key Responsibilities
Monitor deposits and review daily fraud reports to ensure merchant compliance with Visa and Mastercard programs
Conduct real-time transaction monitoring for both business and individual clients
Analyze large volumes of transaction data to detect suspicious patterns and potential fraud
Perform periodic evaluations of client accounts and website functionality, including test transactions, to ensure compliance
Investigate merchants and portfolios to assess risk, ensure compliance, and detect fraudulent or illegal activities
Identify potential money laundering, terrorist financing, and sanctions evasion scenarios
Collect and manage additional client data related to completed transactions
Address operational monitoring issues promptly, escalating and reporting suspicious activities as needed
Ensure all client transactions comply with AML/CTF procedures and guidelines
Assist colleagues from other departments with AML/CTF-related matters
Provide insights and recommendations to enhance transaction monitoring efficiency
What you need to succeed in this role
Minimum of 2 years of experience in AML
Strong understanding of AML/CTF regulations and industry best practices
Familiarity with customer due diligence (CDD) and enhanced due diligence (EDD) procedures
Familiarity with payment screening processes
Excellent analytical and problem-solving skills, with strong attention to detail
Ability to handle confidential information
Proficiency in Microsoft Office and AML software/tools
Certification in AML/CTF or a related field is a plus
Experience working in a fast-paced environment
Motivation to learn and contribute to ongoing process improvements
Strong written communication skills, with the ability to convey complex information clearly
Fluency in English (additional languages are considered an asset)
What We Offer
Opportunity to shape the future of fintech solutions within a growing company
Collaborative, horizontal team structure that values your expertise and ideas
Continuous learning and development opportunities to enhance your skills and career growth
Competitive salary and benefits package
This position is offered within the COLIBRIX ONE. Employment will be under the appropriate legal entity based on the role and location.
Questions about this role
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