AVP, Product Owner, WRB Tech

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Requisition Number: 58908

Job Location: Bangalore, IND

Global Grade: Band 5

Work Type: Office Working

Employment Type: Permanent

Posting Start Date: 24/07/2026

Posting End Date: 24/08/2026

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Job Summary

Aim of simplifying, standardising, and digitising the Bank’s processes, to provide a platform for Business growth and to ‘make it easier to get things done’. As part of this program, a key workstream is set-up to simplify, consolidate and standardize payments platform and services.

SCB’s Retail Banking Payments proposition is a key strategic focus area for WRB. The business objective is to deliver market leading, low-cost Cross-Border payments capabilities to our customers.

This workstream will own end-to-end delivery of developing new platform for Retail Banking payments with a focus on Product Innovation, Digital Journeys with the aim to ensure delivery of capabilities within budgets/timelines while ensuring the best-in-class client experience.

Incumbent should be able to lead product development, enhancement of existing products/features and product management for remittance capabilities in-line with the overall group retail products strategy.

Monetize capabilities and develop analytics to track performance.

ADO Tracking

User Stories Preparation and Refinements.

Agile Methodologies.

Key Responsibilities

Strategy

Product Development

With deep knowledge of agile principles, own the vision of the payment squad and hold accountability for defining and delivering on the Objectives and Key Results (OKRs) of that squad including -

Defining end-to-end requirements, making sure they are complete, integral and consistent.

Building and prioritizing Squad backlog in terms of user stories to achieve business goals; Continuously keeping the backlog up to date

Managing relationships and synchronizing Technology colleagues with the Hive Lead, Chapter Lead and other Product Owners in cross-squads responsible for related products to align on roadmaps, priorities and dependencies.

Ensure high degree of stakeholder management to enable all requirements and deliverables are correctly understood, planning is up to date, priorities are reaffirmed, and stakeholder expectations are appropriately managed.

Business

Work with markets in scope for commercialization and monetization of the capabilities, helping to increase product adoption.

Develop, deploy and track key success metrics.

Processes

Evaluate processes for optimisation of technical stack and automation of back-end processes for end-to-end Straight Through Processes. You will build product as well as prioritise product backlog to achieve business goals and manage stakeholder relationships to align expectations, prioritisation and overall product roadmap.

People & Talent

Proactively provide inputs into squad members evaluation and performance review on a regular basis

Working with Hive Lead, dynamically allocate resources within the squad based on (i) squad backlogs and (ii) resource needs.

Define the set of necessary competences in the squad with Hive Lead / Chapter Lead, highlighting missing competencies and ensuring fulfilling these in timely manner so as to maintain the Hive work on track.

Risk Management

Ensures timely, and quality (error free) submissions, as needed for internal governance forums like QPRs / MPRs

Ensures that all the applicable and relevant standards and policies are duly met to ensure there are no regulatory / compliance lapses.

Working with cross functional teams including technology, Legal, Compliance, Fraud, operational risks during each delivery

Ensure, where applicable, adequate and appropriate systems, controls and compliance within area of responsibility. Where appropriate, direct remedial action and/or ensure adequate reporting.

Act as a governance leader promoting the highest levels of ethical conduct. Display exemplary conduct and live by the Group’s Values and Code of Conduct

Awareness and understanding of the regulatory framework, in which the Group operates, and the regulatory requirements and expectations relevant to the role.

Governance

Act as a governance leader promoting the highest levels of ethical conduct. Display exemplary conduct and live by the Group’s Values and Code of Conduct

Awareness and understanding of the regulatory framework, in which the Group operates, and the regulatory requirements and expectations relevant to the role.

Regulatory & Business Conduct

Display exemplary conduct and live by the Group’s Values and Code of Conduct.

Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.

Lead to achieve the outcomes set out in the Bank’s Conduct Principles.

Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders

Country Product teams, Group Cross-Functional product teams, Technology, Group Risk and Control team, External partners, and stakeholders

Skills and Experience

Business Acumen

Business Analytics

Agile way of working

Digital Journeys

Qualifications

At least 10-12 years of experience in a financial institution, preferably in Retail Clients / Retail Product & Project Management, with a good understanding of payment capabilities, digital products, and financials drivers. PMP/Agile certification would be preferred.

Strong understanding of payment schemes, network associations

Understanding of and delivery under Agile framework

Strong financial management capabilities: budget tracking, planning, forecast and variance explanations.

Strong understanding of Risk and Controls associated with payments and ability to identify and mitigate emerging risk with client focus

Good interpersonal and communication skills: networking, negotiation and influencing.

Positive attitude with the capability to work under pressure and deliver on multiple deadlines.

Strong analytical and numerical skills

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do

Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well

Are better together, we can be ourselves, be inclusive, good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.

Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.

Flexible working options based around home and office locations, with flexible working patterns.

Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits

A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.

Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

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