AML Operations Functional SME

Job Description:

As an AML Operations Functional SME you will provide domain expertise for financial crime AML operations investigation workflows suspicious activity review and related compliance processes

You will work with product engineering AI and QA teams to ensure product features reflect realistic AML operations and compliance user expectations

Key Responsibilities:

Provide SME input on AML investigation workflows alert review suspicious activity assessment narrative quality evidence requirements and reviewer approval processes

Define functional requirements business rules sample scenarios role personas operational workflows and acceptance criteria for AML related product capabilities

Support design of AI assisted investigation summaries narrative drafting evidence linkage reviewer feedback case disposition and quality review flows

Create synthetic business scenarios and test cases for alert patterns customer activity transaction behavior red flags and investigation outcomes

Review product designs workflow screens dashboards reports and output formats from an AML operations perspective

Partner with QA to validate functional accuracy edge cases exception handling and end to end user journeys

Support demo scripts training material user guides and client facing functional explanations in generic non client specific language

Stay aligned with evolving AML operations practices and regulatory expectations relevant to financial institutions

Technical Requirements:

Minimum 10 years of experience in AML operations financial crime compliance BSA AML suspicious activity investigations transaction monitoring operations or related banking compliance roles

Strong understanding of AML investigation lifecycle alert triage evidence collection case review suspicious activity narratives and escalation processes

Ability to define functional requirements acceptance criteria test scenarios and operational workflows for technology teams

Strong communication skills to translate business process needs into product requirements and explain domain concepts to engineers

Experience working with AML case management or transaction monitoring platforms and analyst reviewer workflows

Additional Responsibilities:

Experience with SAR STR workflows regulatory report preparation suspicious activity documentation QC QA reviews or compliance operations transformation

Exposure to tools such as Actimize Verafin Oracle FCCM SAS AML Unit21 Fenergo ServiceNow or other financial crime platforms

Experience defining productivity metrics false positive analysis QA sampling analyst guidance or investigation quality frameworks

AML certifications such as CAMS CFCS or equivalent are preferred

Preferred Skills:

Domain->Banking->Trade Finance - Receivables Finance,Domain->Capital Markets->Robo Investing,Domain->Compliance Services->Assessment & implementation of Regulatory Standards,Domain->Governance Services->Regulatory Framework Development & implementation,Foundational->SDLC->Requirement Analysis->Requirement Gathering,Technology->AI-AI Engineering->AI/ML Solution Architecture and Design,Technology->AI-AI Engineering->MLOps,Technology->AI-Data science->Databricks Machine Learning,Technology->Regulatory Compliance->Regulatory Compliance System->SAS AML