Staff Software Engineer

About EarnIn

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.

We're fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We're growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.

POSITION SUMMARY

EarnIn seeks experienced, collaborative, resourceful staff-level engineers to join our product development teams. As a Staff Engineer, you will work cross-functionally with various teams and contribute to the design and development of new products. This role sits on our Growth engineering team, which owns EarnIn's member acquisition and onboarding experience, with a mission of making financial momentum accessible to more people by turning new members into engaged, trusting members of the EarnIn community. The base salary range for this full-time position is $252,000-$308,000 + equity + benefits. Our salary ranges are determined by role, level, and location. This hybrid position requires in-person work from our Mountain View HQ 2 days a week.

WHAT YOU'LL DO

Drive the design & implementation of new features - break down complex problems into their bare essentials, translate this complexity into elegant design, and create high-quality, maintainable code.

Make a meaningful impact in the lives of our community members.

Design & deliver robust microservice integrations via REST/gRPC APIs using various communication, consistency, and coordination strategies.

Collaborate and mentor other senior engineers while providing thoughtful guidance using code, design, and architecture reviews.

Contribute to defining technical direction, planning the roadmap, escalating issues, and synthesizing feedback to ensure team success.

Estimate and manage team project timelines and risks.

Use AI tools to work effectively across our stack and accelerate design, implementation, and debugging.

Care passionately about producing high-quality designs and code.

Participate in hiring and onboarding for new team members.

Lead cross-team engineering initiatives.

WHAT WE'RE LOOKING FOR

Bachelor's, Master's, or PhD degree in computer science, computer engineering, or a related technical discipline, or equivalent industry experience.

7+ years of delivering value through software in a collaborative environment.

Expertise in trade-off analysis for distributed architectures.

Proficient in at least one modern programming language and the ability to understand more than one - we currently work in C# and Kotlin.

Familiarity with the clean architecture approach.

Experience with various data storage, including relational and document databases.

Comfortable and experienced with AI-native development workflows and tools (e.g., GitHub Copilot, Cursor, ChatGPT, or similar) as part of your day-to-day engineering practice.

Ability to work across the stack (e.g., backend, mobile, web) is a plus.

Excellent written and verbal communication skills.

Ability to thrive in a fast-paced, dynamic, result-driven environment.

Being self-motivated and able to work independently with minimal supervision.

#LI-Hybrid

A Note on AI in the Hiring Process: EarnIn may use Artificial Intelligence (AI)-powered tools during the hiring process, including tools that generate summaries or notes for interviewers, review resumes, assist with scheduling, or help identify themes across candidate responses and profiles for a given role. Final hiring decisions are made by human interviewers and hiring managers. If you have any concerns about the use of AI in our hiring process, please connect with your recruiter. With your consent, EarnIn may use AI tools to help transcribe or summarize interviews. Recordings are treated as confidential candidate data and are accessible only to authorized hiring personnel. Declining to be recorded will not negatively affect your candidacy or evaluation.

At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.

EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.