BA-Finastra Payments

Req ID: 381731

We are currently seeking a BA-Finastra Payments to join our team in Pune, Mahārāshtra (IN-MH), India (IN).

Job Description – Senior Core Banking Techno-Functional Business Analyst / Product Manager (Finastra Payments)

Position

Senior Techno-Functional Business Analyst / Product Manager – Finastra Payments

Experience: 10+ Years

Domain: Banking Financial Services – Payments

Role Summary

We are seeking an experienced Techno-Functional Business Analyst / Product Manager with over 10 years of experience in Core Banking and Payments, specializing in Finastra Payments solutions. The ideal candidate will possess strong domain expertise across domestic and cross-border payment processing, payment modernization initiatives, ISO 20022 migration, and end-to-end product lifecycle management. This role requires close collaboration with business stakeholders, operations, technology teams, and third-party vendors to deliver scalable, compliant, and customer-centric payment solutions.

Key Responsibilities

Lead business analysis, product definition, and functional solutioning for Finastra Payments implementations, upgrades, and transformation initiatives.

Gather, analyze, and document business requirements, user stories, functional specifications, process flows, and acceptance criteria.

Act as the bridge between business, operations, architecture, development, testing, and implementation teams.

Drive payment modernization initiatives including migration to ISO 20022 and real-time payment capabilities.

Define product roadmap, feature prioritization, and release planning aligned with business strategy.

Perform gap analysis between current and target payment operating models.

Collaborate with solution architects to design scalable, secure, and high-performing payment solutions.

Support integration with Core Banking systems, channels, SWIFT, clearing networks, AML/Fraud systems, and General Ledger.

Ensure compliance with regulatory and market requirements across domestic and international payment schemes.

Support SIT, UAT, production validation, defect triage, and business sign-off.

Provide production support, impact assessment, change management, and stakeholder communications.

Functional Expertise

Finastra Payments platform

High Value Payments (RTGS)

Low Value Payments (ACH/NEFT)

Cross-border payments (SWIFT MT ISO 20022 MX)

Real-Time Payments

Payment Hub architecture

Payment routing and orchestration

Payment investigations and exception handling

Sanctions screening and AML integration

Reconciliation and settlement

Liquidity and cash management

Corporate payments and treasury payments

Required Skills

10+ years of Banking and Payments experience.

Strong techno-functional knowledge of Finastra Payments.

Hands-on experience in payment message standards:

ISO 20022

SWIFT MT/MX

XML

APIs

Knowledge of payment schemes such as:

SWIFT

SEPA

Faster Payments

CHAPS

Fedwire

RTP

ACH

NEFT/RTGS/IMPS (where applicable)

Experience working in Agile/Scrum and Waterfall delivery models.

Strong stakeholder management and communication skills.

Ability to lead workshops, solution discussions, and customer demonstrations.

Experience working with geographically distributed delivery teams.

Preferred Qualifications

Bachelor's or Master's degree in Engineering, Computer Science, Finance, or related discipline.

Certifications in Agile (CSPO/PSPO/SAFe Product Owner), CBAP, or Payments are desirable.

Experience with cloud-native payment transformation initiatives is an added advantage.

Key Competencies

Product Management

Business Analysis

Functional Solution Design

Payment Domain Expertise

Requirements Management

Stakeholder Management

Regulatory Compliance

Analytical Thinking

Problem Solving

Leadership Customer Engagement

This version is suitable for customer proposals, hiring requisitions, or RFP responses. I can also tailor it specifically for Finastra Global PAYplus (GPP), Finastra Payments Hub, or Finastra Essence Payments, depending on the product your customer is using.

About NTT DATA

NTT DATA is a $30 billion business and technology services leader, serving 75% of the Fortune Global 100. We are committed to accelerating client success and positively impacting society through responsible innovation. We are one of the world's leading AI and digital infrastructure providers, with unmatched capabilities in enterprise-scale AI, cloud, security, connectivity, data centers and application services. our consulting and Industry solutions help organizations and society move confidently and sustainably into the digital future. As a Global Top Employer, we have experts in more than 50 countries. We also offer clients access to a robust ecosystem of innovation centers as well as established and start-up partners. NTT DATA is a part of NTT Group, which invests over $3 billion each year in RD.

Whenever possible, we hire locally to NTT DATA offices or client sites. This ensures we can provide timely and effective support tailored to each client’s needs. While many positions offer remote or hybrid work options, these arrangements are subject to change based on client requirements. For employees near an NTT DATA office or client site, in-office attendance may be required for meetings or events, depending on business needs. At NTT DATA, we are committed to staying flexible and meeting the evolving needs of both our clients and employees. NTT DATA recruiters will never ask for payment or banking information and will only use @nttdata.com, @nttdatafed.com and @talent.nttdataservices.com email addresses. If you are requested to provide payment or disclose banking information, please submit a contact us form, https://us.nttdata.com/en/contact-us.