Credit Analyst

Why Work Here?

At ATCO, we believe our success starts with our people. We foster a culture built on caring, collaboration, and respect, where diverse perspectives are valued and everyone is empowered to contribute. Whether you're building new skills, expanding your expertise, or taking on new challenges, you'll be supported to grow and make a meaningful impact.

As a Credit Analyst, you'll work with colleagues across the business to help manage risk, support informed decision-making, and contribute to the long-term success of our operations. We’re looking for someone who is curious, motivated to learn, and committed to continuous improvement; someone who enjoys solving problems, building relationships, and bringing thoughtful solutions forward.

If you're energized by working with great people, geared for growth, and excited by opportunities to make a difference, we'd love to hear from you

About the Role:

As a Credit Analyst, you’ll play an important role in helping ATCO manage credit and liquidity risk across our diverse business units. Working in a highly confidential environment, you’ll bring curiosity, sound judgment, and analytical insight into credit risk adjudication, exposure monitoring, collateral and security management, and routine and ad hoc reporting. This is an opportunity to build strong relationships across the business, support informed decision-making, and contribute thoughtful recommendations that help protect ATCO’s operations and long-term success.

What You Get to Do

Accountable for the maintenance of high-quality credit files and performance of credit analysis on new and existing counterparties to provide recommendations on credit limits and internal credit ratings (based upon financial statement analysis with credit rating reports and market data) in accordance with ATCO’s Credit Policy.

Monitor credit exposures against approved limits and escalate breaches with recommendations for risk mitigation where appropriate.

Manage changes in financial assurances (held and issued) in the form of Guarantees, Letters of Credit, Cash Deposits, etc.

Perform daily exposure assessment and reconciliation activities that may include validation of margin calls, recommend credit terms, and the coordination of financial assurances.

Perform reporting functions of the department, including daily, weekly, or monthly reports and Credit Committee reports

Liaison with business units on reported information, new projects and counterparties, and review and resolve inconsistencies within their data

Ensuring accurate processing and filing of original documents

Provide support to related internal customers from Treasury to Capital Markets and External Disclosures

Networking with external customers and credit colleagues to build relationships and understand best practices in the credit industry

What You Bring

Undergraduate degree in Finance, Accounting or Economics

Commitment to continuing education and/or acquiring designations (such as a CFA or FRM)

Exposure to financial analysis, whether gained through academic studies, professional experience, or a combination of both

Direct credit experience as it relates to energy or construction would be an asset

Proficiency in data management and MS Office applications, particularly Excel and Power BI

Communicates clearly and professionally across written and verbal interactions

Responds effectively to time-sensitive requests while maintaining accuracy and follow-through

Approaches challenges thoughtfully and brings practical solutions forward

Balances competing priorities while producing accurate, detail-oriented work

Works well with others while taking ownership of independent responsibilities

What We Offer:

A culture based on caring, integrity, agility, collaboration, and striving for excellence

Competitive compensation

Flex benefits

Tuition assistance program

Training and mentorship programs

Charitable donation matching

We would like to thank everyone for their application; however, only those being considered for an interview will be contacted.

In the spirit of reconciliation, we acknowledge the traditional territories and homelands on which many of our ATCO operations and facilities are located. We honour and respect the diverse history, languages, ceremonies, and culture of the Indigenous Peoples who call these areas home.