VP2 - Credit risk

EXL Service

Gurugram, INonsitePosted Jul 16, 2026
Posting intelligenceActively listed

Skills

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About the role

Job Description: VP – Data & Analytics | Credit Risk SME and Account Leadership

A strategic leader with proven success in data-driven decision-making , enterprise analytics , and P&L ownership across multiple high-value banking and financial services accounts . Combines deep domain expertise, especially in credit risk (with focus on unsecured products) , strong delivery oversight, and the ability to deliver measurable client value. Skilled in leading global teams, managing offshore operations, and driving innovation through analytics.

Key Leadership Responsibilities & Achievements

Strategic Analytics & Decision Support

Developed and executed enterprise-wide analytics strategies aligned with business goals across global banking clients.

Translated complex financial and operational challenges into actionable, data-driven insights to support digital and risk transformation.

Led strategic programs in credit risk mitigation using advanced analytics.

Account & Delivery Ownership

Held full P&L ownership for multiple banking accounts; consistently delivered 3x+ ROI to clients.

Oversaw offshore delivery and ensured execution quality in risk and/or fraud and compliance areas.

Established governance frameworks and operational controls to manage large-scale delivery in matrixed environments.

Leadership & Team Development

Built and led high-performing analytics and delivery teams across geographies.

Maintained above-average ESAT and reduced HiPo attrition to below 20% through mentorship, development, and engagement initiatives.

Stakeholder Engagement & Influence

Served as a trusted advisor to CXO-level stakeholders , ensuring alignment between analytics initiatives and business objectives.

Facilitated cross-functional collaboration and led executive-level analytics governance forums.

Business & Domain Expertise

Deep knowledge in banking, payments, credit risk analytics with a strong focus on unsecured products across credit risk lifecycle (underwriting, line management, collections).

Drove insight-led client engagements and enabled outcome-based delivery models.

Communication & Storytelling

Simplified complex data into executive-ready dashboards and stories that enabled strategic decisions.

Led the creation of impactful visualizations and presentations for business growth and risk management.

Go-to-Market & Thought Leadership

Created go-to-market analytics offerings tailored to banking clients.

Partnered with technology vendors and developed proposals, accelerators, and value-based solutions.

Core Competencies

Strategic Thinking | Commercial Acumen | Data & Risk Analytics

Banking & Credit risk Expertise | Team Leadership | Client Relationship Management

Agile Program Management | Change Management | Compliance & Governance

Responsibilities: VP – Data & Analytics | Credit Risk SME and Account Leadership

A strategic leader with proven success in data-driven decision-making , enterprise analytics , and P&L ownership across multiple high-value banking and financial services accounts . Combines deep domain expertise, especially in credit risk (with focus on unsecured products) , strong delivery oversight, and the ability to deliver measurable client value. Skilled in leading global teams, managing offshore operations, and driving innovation through analytics.

Key Leadership Responsibilities & Achievements

Strategic Analytics & Decision Support

Developed and executed enterprise-wide analytics strategies aligned with business goals across global banking clients.

Translated complex financial and operational challenges into actionable, data-driven insights to support digital and risk transformation.

Led strategic programs in credit risk mitigation using advanced analytics.

Account & Delivery Ownership

Held full P&L ownership for multiple banking accounts; consistently delivered 3x+ ROI to clients.

Oversaw offshore delivery and ensured execution quality in risk and/or fraud and compliance areas.

Established governance frameworks and operational controls to manage large-scale delivery in matrixed environments.

Leadership & Team Development

Built and led high-performing analytics and delivery teams across geographies.

Maintained above-average ESAT and reduced HiPo attrition to below 20% through mentorship, development, and engagement initiatives.

Stakeholder Engagement & Influence

Served as a trusted advisor to CXO-level stakeholders , ensuring alignment between analytics initiatives and business objectives.

Facilitated cross-functional collaboration and led executive-level analytics governance forums.

Business & Domain Expertise

Deep knowledge in banking, payments, credit risk analytics with a strong focus on unsecured products across credit risk lifecycle (underwriting, line management, collections).

Drove insight-led client engagements and enabled outcome-based delivery models.

Communication & Storytelling

Simplified complex data into executive-ready dashboards and stories that enabled strategic decisions.

Led the creation of impactful visualizations and presentations for business growth and risk management.

Go-to-Market & Thought Leadership

Created go-to-market analytics offerings tailored to banking clients.

Partnered with technology vendors and developed proposals, accelerators, and value-based solutions.

Core Competencies

Strategic Thinking | Commercial Acumen | Data & Risk Analytics

Banking & Credit risk Expertise | Team Leadership | Client Relationship Management

Agile Program Management | Change Management | Compliance & Governance

Qualifications: Core Competencies

Strategic Thinking | Commercial Acumen | Data & Risk Analytics

Banking & Credit risk Expertise | Team Leadership | Client Relationship Management

Agile Program Management | Change Management | Compliance & Governance

15+ years, with proven track record as Account leader and deep expertise in credit risk analytics

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