Lead Business Analyst- Credit Risk

Société Générale

Bengaluru, INonsitePosted Jul 16, 2026
Posting intelligenceActively listed

About the role

Responsibilities

Perform Business Analyst activities in the teams of CFT/RRRin GSC IN for BU/SUs

Demonstrate advance level of functional and domain expertise.

Seamless coordination with key stakeholders on functional domains and partnering with POs to create Synergy.

Align & implement CFT & CFT/RRR OKRs, as applicable, thereby realizing global CFT, GSC CF & GSC goals.

Create a detailed business analysis by outlining problems, opportunities, and solutions.

Accurate and consistent delivery of committed artifacts by being attentive to detail and adhering to agile development methodologies.

Develop new testing scenarios by enhancing the efficiency of existing processes.

Optimize the existing business processes by meeting expectations of stakeholders.

Provide L3 functional support to application end users and production support teams.

Ensure adequate documentation of delivered artefacts.

Define project catalogue in coordination with stakeholders for upcoming Production releases.

Promote a culture of Agility, Client centricity, Efficiency, Commitment & Innovation with an Open mindset.

Drive, contribute efficiencies & continuous improvement initiatives; monitor progress & taking appropriate actions when required.

Lead, participate to global CFT/RRR Transformation programs.

Ideate, seek & collate feedback on GSC and/or CFT/CRE strategy from team members, biz partners, stakeholders; Convert them into actions and communicate the same

Demonstrate equality when dealing with peers, managers, team members & other stakeholders .

Ensure realization of CSR related objectives that includes diversity, citizenship programs, CSR by design by engaging teams.

Embody culture of ‘OneCFT’ & be a model to promote it amongst peers, staff & stakeholders at large.

Effective interpersonal skills in a multi-cultural team environment .

Strong stakeholder engagement & influencing skills in a matrix organization.

Strong analytical skills with an eye for detail, process & change management capabilities.

Agility in thinking & actions

Strong negotiation, verbal, written & presentation skills.

Ability to mentor & groom .

Self-starter & self-motivated with the ability to work independently and with a team of peers .

Energetic & mature

Demonstrated functional knowledge and expertise in the domain.

Proven analytical and problem-solving skills.

Knowledge of SQL and Change & Release Management processes.

Clear and concise communication skills.

Collaborate with stakeholders.

Profile required

Profile

Candidate should have 8+ years of experience as Credit Risk Business Analyst

Expertise in Key regulations like BASEL II/III, IFRS9, CRR2

Effective communication and good interpretation skills

Should have knowledge on SQL for the data analysis

Understanding of test life cycle

Understanding and working on Agile methodology is good to have

Added advantage if CFA or FRM certified

Domain - Credit Risk:

Understanding Credit Risk Models and Metrics: PD, LGD, RWA, ECL etc.

Should worked on Key regulations like BASEL, IFRS 9, CRR2, CRR3, Large Exposure etc.

Credit Risk: Calculation, Reporting, Data Management, Modelling.

Key Terms: Credit Risk, Country risk, Counterparty risk, rating process, defaulting etc.

IT Business Analyst:

Understating Business requirements (BRD)

Converting BRD to FSD

Able to work with developers to implement these requirements in the system

validate the requirements and get the sign off.

SQL:

Able to write the basic queries for data retrieval using SQL functions, joins etc.

Testing:

Should have clear idea of test life cycle

Good if worked on automated tools.

Agile:

Able to understand the agile methodology and follow all the agile practices (Grooming, prioritization, planning, demo, etc.)

Able to manage the production (24/7)

Why join us

Business insight

At Société Générale, we are convinced that people are drivers of change, and that the world of tomorrow will be shaped by

all their initiatives, from the smallest to the most ambitious.

Whether you’re joining us for a period of months, years or your entire career, together we can have a positive impact on

the future. Creating, daring, innovating and taking action are part of our DNA.

If you too want to be directly involved, grow in a stimulating and caring environment, feel useful on a daily basis and

develop or strengthen your expertise, you will feel right at home with us!

Still hesitating?

You should know that our employees can dedicate several days per year to solidarity actions during their working hours,

including sponsoring people struggling with their orientation or professional integration, participating in the financial

education of young apprentices and sharing their skills with charities. There are many ways to get involved.

Diversity and Inclusion

We are an equal opportunities employer and we are proud to make diversity a strength for our company. Societe Generale is committed to recognizing and promoting all talents , regardless of their beliefs, age, disability, parental status, ethnic origin, nationality, gender identity, sexual orientation, membership of a political, religious, trade union or minority organisation, or any other characteristic that could be subject to discrimination.

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