Credit Analyst - Moody's Local

At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are - with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action - enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.

If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.

Skills and Competencies

6+ years of relevant experience in financial services, with a strong emphasis on credit and risk assessment within insurance companies; experience with banks and other financial institutions is considered a plus

Strong written and verbal communication skills, with a demonstrated ability to produce clear, concise, and grammatically accurate reports and presentations

Fluency in English and Spanish, with the ability to communicate effectively with diverse, senior, and external audiences

Strong executive presence, demonstrating confidence, professionalism, and the ability to engage and influence stakeholders

Proven initiative and sound judgment, combined with a collaborative approach to problem-solving and teamwork

Proactive mindset with the ability to work independently, take ownership of analyses, and drive tasks to completion

Ability to perform under pressure while maintaining high-quality output in time-sensitive and deadline-driven environments

Demonstrated reliability and accountability in professional responsibilities and decision-making

Experience with process automation and data analysis to improve analytical workflows and operational efficiency

Basic understanding of artificial intelligence concepts, with curiosity and enthusiasm for learning how AI tools can be used to improve processes and drive efficiency. Interest in exploring AI systems and a willingness to develop awareness of responsible AI practices, including risk management and ethical use.

Education

Undergraduate degree in Finance, Economics, Engineering, Accounting, or a related discipline

Professional certifications (e.g., CFA) and/or a Master’s degree are considered a plus

Responsibilities

The Analyst will be responsible for managing and analyzing a portfolio of Latin American financial institutions, supporting accurate and timely credit ratings in accordance with Moody’s methodologies.

Perform initial and ongoing credit analysis of banks, insurance companies, and non-bank financial institutions in Mexico and the broader Latin American region

Conduct detailed quantitative analysis of financial statements, regulatory metrics, economic indicators, and market data

Produce high-quality, in-depth research reports covering issuers, credit trends, and sector-specific developments

Develop clear and well-supported rating rationales and present analyses effectively at rating committees

Actively monitor assigned portfolios and recommend timely and appropriate rating actions

Establish and maintain strong relationships with issuers and investors through meetings, industry engagement, and topical research

Stay informed on macroeconomic, regulatory, and industry developments affecting financial institutions in the region

Mentor and support the development of junior analysts and associates, fostering analytical rigor and professional growth

About the Team

The Financial Institutions Group is a highly collaborative and intellectually rigorous team responsible for delivering independent credit opinions on banks, insurance companies, and other financial institutions across Latin America. Based in Mexico City, the team works closely with regional and global colleagues, offering strong exposure to senior stakeholders, meaningful analytical responsibility, and opportunities for professional development within Moody’s inclusive and high-performance culture.

Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.