Regional Credit Manager

Location

Clondalkin

Job ref:

126458

Published:

about 12 hours ago

Regional Credit Manager

Company: Chadwick's Group

Location: Ashfield, Naas Road, Clondalkin, Dublin 22

Reports to: Head of Credit

Contract Type: Permanent, Full-time (39 hours per week)

Working week: Monday to Friday

Summary

Chadwick's Group is the market leader in the builders’ merchanting industry in the Republic of Ireland, operating with a nationwide network of over 50 branches and a workforce of more than 1,400 colleagues. With a proud heritage and a strong reputation for delivering quality products and exceptional customer service, Chadwick's Group is part of Grafton Group plc, a leading international distributor of building materials.

We are now seeking to recruit a highly motivated and experienced Regional Credit Manager to join our Credit team. This is a senior role responsible for managing a significant debtor book across multiple locations, with a key focus on future-proofing credit processes, minimizing bad debt, and supporting the safe growth of revenue. The successful candidate will demonstrate strong financial analysis, negotiation, and IT skills, and will thrive in a collaborative, high-performing team environment.

Principle Objective

Reporting to the Head of Credit, the Regional Credit Manager will oversee credit operations across multiple locations, ensuring effective credit risk management and cash collection, while supporting the Group’s strategic objectives. This role is central to driving process improvements, managing credit risk, and enabling sustainable business growth.

Knowledge & Experience

Third-level qualification in Business, Accounting, or Finance

Membership in the Institute of Credit Management is highly desirable

4–5 years’ experience in a senior credit control role, ideally managing high-volume, high-value ledgers

Excellent commercial awareness and financial analysis skills

Proficiency in ERP systems and Microsoft Office Suite

Key Responsibilities:

Credit Risk Management: Profile new and existing B2B customers, assess financial statements, and establish appropriate credit limits

Cash Collection: Drive smooth and effective cash collection processes, actively reducing debtor days and overdue accounts

Sales Collaboration: Partner with Regional Sales Managers, branch managers, and credit controllers to balance credit risk mitigation with sales growth facilitation

Security: Manage and mitigate risk through financial instruments such as credit insurance and personal guarantees

Process Improvement: Identify and implement process enhancements to improve efficiency and effectiveness across credit operations

Reporting: Prepare and present regular credit reports and analysis to senior management

Essential Competencies

Strong analytical and negotiation skills

Excellent interpersonal and communication abilities

Ability to work collaboratively within a motivated team

High attention to detail and accuracy

Adaptability and openness to change

Results-driven with a proactive approach to problem-solving

Our Benefits Include

Competitive Basic Salary

Competitive Performance Related Bonus

Defined Contribution Pension Scheme

Colleague Discount

Paid Maternity and Paternity Leave

Educational Assistanc

Employee Assistance Programme

Health & Wellness Initiatives

Bike to Work Scheme

Career Development Opportunities

Don’t meet every single requirement?

Studies have shown that women and people of colour are less likely to apply to jobs unless they meet every single qualification. At Chadwicks Group we are dedicated to building a diverse, inclusive and authentic workplace, so if you’re excited about this role but your past experience doesn’t align perfectly with every qualification in the job description, we encourage you to apply anyway. You may be just the right candidate for this or other roles.

DISCLAIMER:

Chadwick's Group reserves the right at any time to change, delete, or add to any of the provisions of this Role Profile at its sole discretion and it is the colleague’s responsibility to familiarise themselves with these changes. Furthermore, the provisions of this Role Profile are designed by Chadwicks Group to serve as guidelines rather than absolute responsibilities and duties.