Manager,Portfolio Analytics and Insights

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HSBC is one of the largest banking and financial services organisations in the world, with operations in 64 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realise their ambitions.

We are currently seeking an experienced professional to join our team in the role of Manager ,Portfolio Analytics and Insights

In this role, you will:

The role which falls under Decision Science job family, should provide credit risk strategy oversight and support on an ongoing basis to Group/Region/country teams

Conceptualize and conduct Thematic reviews of Retail Unsecured portfolios

Develop strong business relationships with regional and country teams and provide an independent view of credit card book. Present to senior stakeholders in important governance committees.

The incumbent would be expected to effectively explain the trends, adding meaningful insights backed by relevant business knowledge

Guiding and overseeing work of few junior Risk analysts (as needed)

Responsible for end-to-end project management, ensuring productivity and output are within agreed SLAs

To be successful you will:

At least a Bachelor’s degree in mathematics/ statistics/ economics/Engineering or equivalent; Masters degree is desirable. Phd is a plus

Prior experience in managing risk activities in retail lending is essential

Relevant experience in analytics specifically in the fields like Credit Risk Strategy Development, vintage profitability modeling, Portfolio Insights/MI etc.

Prior experience with leading development of acquisition risk strategy (Approve/Decline, Line assignment etc.), account management strategy (CLI, CLD, Authorization etc.) or strategy analysis and portfolio management would be preferred. Exposure to TRIAD and SMG3 would be a plus. Strong understanding of consumer lending products like Credit Cards, Mortgages, Personal Loans, Overdraft, Auto Loans and Line of credit

Excellent communication skills with the ability to converse in technical and non-technical/business aspects is essential. Ability to deal with senior stakeholders like country or regional head of credit risk and/or analytics (head of analytics) is required

Strong analytical skills with an ability to grasp new concepts quickly. Excellent organizational, analytical, problem-solving and verbal and written communication skills.

Exposure to multiple markets across geographies will be advantageous for the candidature. Prior project management & people management experience would be required

You’ll achieve more at HSBC

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