Credit Risk - Analyst

JOB DESCRIPTION

As part of Risk Management, you are at the centre of keeping JPMorganChase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As an Analyst within the Credit Risk team, you will play a pivotal role in assessing and managing credit exposures for a diverse portfolio of institutional and corporate clients. Your analytical skills will be crucial in preparing detailed credit memoranda and financial models, providing insights into market trends and industry developments. Collaborating with internal stakeholders, you will ensure that our credit ratings are accurate and reflective of current conditions. This role offers the opportunity to engage in due diligence, structuring, and documentation of transactions, contributing to the firm's strategic objectives. Your contributions will support the team's efforts in maintaining robust credit and regulatory reporting standards, while also participating in various initiatives and workstreams.

Job responsibilities

Assist with the management of credit exposures on an assigned portfolio of institutional and corporate clients across a range of industries and credit products in conjunction with seniors team members

Prepare forward looking credit memoranda, along with necessary financial modelling, to provide risk assessment views on both new client onboardings and for existing clients

Track market and industry developments to assess the impact on coverage clients

Recommend and monitor internal credit ratings

Assist senior team members with completing due diligence, structuring and documentation on new transactions

Interact with internal stakeholders including client coverage and product bankers

Prepare and monitor various credit and regulatory reporting requirements

Support the team with ongoing ad-hoc initiatives, projects and workstreams

Required qualifications, capabilities, and skills

Undergraduate degree or postgraduate qualifications in accounting, business, finance, or a quantitative-related discipline

Experience in a credit risk or credit analysis role within institutional, investment banking, or corporate banking

Ability to identify key issues and concerns relating to clients, their industries, and transaction structures

Strong written and verbal communication and interpersonal skills

Demonstrated good time management and clarity in thinking when dealing with multiple workstreams in a fast-paced environment

Ability to foster relationships and confidently interact with origination teams and other internal stakeholders

Experience or a keen interest in designing and implementing AI/LLM driven solutions

Proficiency in MS Excel and ability to navigate complex financial models, as well as other MS programs (PowerPoint, Word, Outlook)

Preferred qualifications, capabilities, and skills

Proficiency in Python programming

ABOUT US

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.

ABOUT THE TEAM

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.