Principal Financial Analyst

Principal Financial Analyst

The Principal Financial Analyst is the lead financial analyst supporting the Enterprise Payments (EP) organization. The EP team is responsible for all payment rails across the Capital One ecosystem including debit, ACH, checks, wires, etc. and this role supports the Operations, Strategy and Governance teams that are evolving those rails. An ideal candidate will provide great experience with building relationships with a very engaging customer group while providing strategic guidance to all aspects of their business and working towards financial outcomes. There is a good mix of business as usual financial management of a budget of fixed and variable expenses while providing strategic influence to help shepherd business cases forward and problem solve risks and opportunities. An ideal candidate will also possess strong communication, problem solving, and influencing skills.

Develop the Annual Budget, Monthly Financial Forecast and the Long-Term Financial Plan

Develop financial models and analyses to support growth of the business and strategic initiatives

Monitor performance indicators, highlighting trends and analyzing causes of unexpected variance

Analyze complex financial information and reports to support accurate and timely financial recommendations to management for decision making purposes

Prepare monthly, quarterly and annual Reporting and Analysis

Identify industry trends and insights pertaining to competitor’s strategies and/or relative financial performance (e.g. peer benchmarking)

Perform ad hoc analysis using data retrievals from internal financial systems and external market databases and package insights into clear and concise presentations

Work closely with the business leads to help identify areas and processes for driving efficiencies

Basic Qualifications

Bachelor’s Degree or military experience

At least 4 years experience in financial analysis, financial modeling, or a combination

Preferred Qualifications:

Master’s Degree in Business Administration (MBA) or Master’s Degree in Finance

Chartered Financial Analyst (CFA) license or Certified Public Accountant (CPA) license

At least 5 years experience in financial analysis, financial modeling, or a combination

At least 3 years of experience in strategic analysis & planning

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

McLean, VA: $120,800 - $137,900 for Principal Financial Analyst

Richmond, VA: $109,900 - $125,400 for Principal Financial Analyst

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website . Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com

Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).