Senior - BA - commercial loan experience

Job Description

Job Title: Business Analyst Commercial Lending

Location: [Hyderabad]

Notice Period: Immediate to 15 Days

Position Overview

We are seeking an experienced Business Analyst to join our team, specializing in the commercial lending domain. The ideal candidate will act as a vital link between our business stakeholders and technology teams to deliver cutting edge solutions for our commercial loan platforms. You will be responsible for analyzing business needs, documenting requirements, and ensuring that our technology solutions effectively support the entire commercial loan lifecycle.

Key Responsibilities

Category

Task Description

Requirements Management

Elicit, analyze, and document business requirements, translating them into functional specifications, user stories, and business process models.

Stakeholder Collaboration

Act as the primary liaison between business units (including underwriters, loan officers, and credit analysts) and IT development and QA teams.

Process Improvement

Analyze and model existing business processes within the commercial lending lifecycle (from origination to closing and servicing) to identify opportunities for improvement and automation.

Solution Design

Work with solution architects and development leads to design and validate technology solutions that meet business requirements.

Testing & Validation

Develop UAT (User Acceptance Testing) plans and test cases, and coordinate testing activities to ensure the final solution meets business needs.

Documentation

Create and maintain comprehensive documentation, including Business Requirement Documents (BRDs), Functional Requirement Documents (FRDs), and process flow diagrams.

Required Skills & Qualifications

Must Have Experience:

. Experience: 5+ years of experience as a Business Analyst.

. Commercial Lending Domain: Deep understanding of the end to end commercial loan lifecycle, including origination, underwriting, credit analysis, servicing, and closing.

. Requirements Elicitation: Proven experience in gathering requirements through workshops, interviews, and document analysis.

. Agile/Scrum: Experience working in an Agile development environment, creating and managing user stories and backlogs.

. Communication: Exceptional written and verbal communication skills with the ability to bridge the gap between technical and non technical stakeholders.

Technical & Functional Skills:

Skill Area

Specifics

Domain Knowledge

Commercial & Industrial (C&I) loans, Commercial Real Estate (CRE), lines of credit, syndicated lending.

Financial Analysis

Understanding of financial statements, credit risk assessment, and collateral management.

Regulatory Knowledge

Familiarity with banking regulations such as KYC, AML, and other relevant compliance standards.

Methodologies

Proficient in Agile/Scrum methodologies.

Tools

Experience with JIRA, Confluence, Visio (or similar process modeling tools).

#LI-IP2

Desired Qualifications

. Experience with major Loan Origination Systems (LOS) or loan accounting platforms.

. Knowledge of lending related data and reporting.

. Familiarity with SQL for data analysis purposes.

. CBAP (Certified Business Analysis Professional) certification is a plus.

Your future duties and responsibilities

Required qualifications to be successful in this role

Together, as owners, let’s turn meaningful insights into action.

Life at CGI is rooted in ownership, teamwork, respect and belonging. Here, you’ll reach your full potential because…

You are invited to be an owner from day 1 as we work together to bring our Dream to life. That’s why we call ourselves CGI Partners rather than employees. We benefit from our collective success and actively shape our company’s strategy and direction.

Your work creates value. You’ll develop innovative solutions and build relationships with teammates and clients while accessing global capabilities to scale your ideas, embrace new opportunities, and benefit from expansive industry and technology expertise.

You’ll shape your career by joining a company built to grow and last. You’ll be supported by leaders who care about your health and well-being and provide you with opportunities to deepen your skills and broaden your horizons.

That same commitment to fairness extends to how we use technology. To support our recruitment team, AI tools may be used to help assess applications though they never replace human judgement. All hiring decisions remain entirely in the hands of our recruitment professionals.

Come join our team - one of the largest IT and business consulting services firms in the world.