Credit Analyst for Commercial Real Estate Finance (m/f/d)*

Standort München, Deutschland Art der Arbeit Vollzeit Arbeitsform Hybrid Job level Berufserfahrene Job ID 13609 Unternehmen Munich Re Anstellungsart Unbefristet Fachbereich Schadenbearbeitung und Underwriting

Job speichern Jetzt bewerben

Munich Re is writing business mainly with global banks by insuring credit risks originated by the banks – either on single risk basis (Global Credit Solutions – GCS) or on basis of structured portfolio transactions (Structured Portfolio Solutions – SPS). Your role as Credit Analyst (Risk Underwriter) is support the teams with the risk analysis of complex transaction in the field of Commercial Real Estate as well as to take or prepare independent credit decisions in conjunction with the Client Relationship & Risk Manager (CRRM).

Your Job

Independently analyse complex financing structures of Commercial Real Estate transactions

Prepare internal credit applications, making informed recommendations and providing internal stakeholders and clients with reasoned explanations for decisions

Determine the maximum risk appetite for large single transactions involving multiple cedents

Monitoring and steering of existing (sub-)portfolios; identification of significant risks at an early stage and initiate appropriate risk measures

Cooperate closely with a deal team as well as involvement in direct client contacts

Take initiative with regard to the examination and development of strategic growth initiatives and new business opportunities

Support efforts to enhance existing tools, credit risk management systems and processes

Your Profile

Master degree, preferably in business or economics or with a scientific focus; additional qualifications such as CFA or equivalent are a strong advantage

At least 7 years’ professional experience in the analysis commercial real estate across various sub-sectors and regions; expertise in project and infrastructure finance as strong advantage

Relevant product knowledge of cash-flow based financing structures and thorough understanding financial models

In-depth knowledge of credit risk management in banks (incl. rating methodologies) and a keen interest in economic, political and regulatory topics (especially ESG)

Excellent analytical skills combined with a pronounced risk awareness and sense of responsibility, independent and result-oriented working style, ability to justify decisions in a clear and comprehensible manner

Sound conduct of MS-Office (especially Excel and Power BI) and interest for AI supported analysis

Strong team player and confident demeanour, able to contribute in a dynamic and collaborative environment

Very good written and verbal command of English; additional business-relevant language skills are an advantage

Application Instructions

Please apply through our online portal and upload your CV, as well as your academic reference letters, including school certificates, graduation certificates and transcripts of record for any degrees. If applicable, please also submit reference letters from any previous employers or certificates from any other qualifications you may have. We recommend writing a cover letter to tell us more about why the position and Munich Re is of interest to you.

About us

As the world's leading reinsurance company with more than 16,000 employees at over 50 locations, Munich Re introduces a paradigm shift in the way you think about insurance. By turning uncertainty into a manageable risk we enable fundamental change. Join us working on topics today that will concern society tomorrow, whether that be climate change, major construction projects, medical risk assessment or even space travel.

Together we embrace a culture where multiskilled teams dare to think big. We create the new and the different for our clients and cultivate innovation.

Sounds like you? Push boundaries with us and be part of Munich Re.

Our employees are our greatest strength. That’s why we offer them a wide range of benefits. You can find some examples below.

Unlock your potential

Diversity, Equity & Inclusion: we embrace the power of differences and are convinced that diversity fosters innovation and resilience and enables us to act braver and better.

Continuous Learning: we believe that continuous learning is a key differentiator and critical for building new skills and accelerating growth.

Career Mobility: we actively support career mobility, and our strong global and regional presence offers a wealth of career growth opportunities for you.

Rewards & Recognition

Competitive salary: appropriate compensation for your high level of commitment.

Retirement provision: state of the art in-house pension solutions.

Work-life balance: promoting the compatibility of family and work in addition to overall work-life balance.

Health management: focus on your physical and mental health far beyond legal requirements.

Hybrid working: living the best of both worlds – we offer you a very flexible approach as well as the opportunity to work from abroad on an occasional basis.

Munich Re not only stands for fairness with regard to its clients; it is also an equal opportunities employer. Severely disabled candidates will also be prioritized, if equally qualified.

Münchener Rückversicherungs-Gesellschaft

Yamina Djurisic

Talent Acquisition Partner

Ihre Benefits

Bei uns gibt es mehr als nur einen spannenden Job. Profitieren Sie von Benefits, die Ihr Wohlbefinden und Ihre Entwicklung fördern.Bitte beachten Sie, dass regionale Unterschiede auftreten können.

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Betriebliche Sonderzahlungen

Unsere variable Vergütung ermöglicht es Ihnen, am Erfolg von Munich Re teilzuhaben.

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Altersvorsorge & finanzielle Sicherheit

Wir unterstützen Ihr langfristiges finanzielles Wohlergehen durch eine betriebliche Altersvorsorge oder andere lokal relevante Altersvorsorgelösungen.

Verantwortungsbewusster Arbeitgeber

Wir fördern ein respektvolles, verantwortungsvolles und inklusives Arbeitsumfeld.

Learning & Development

Wir bieten maßgeschneiderte Weiterbildungsmöglichkeiten mit Fokus auf Kernkompetenzen und geschäftsrelevantem Wissen.

Unterstützung für Familien & Work-Life-Blance

Wir fördern die Vereinbarkeit von Familie, Freizeit und Beruf.

Health & Wellbeing

Wir fördern Ihre physische und psychische Gesundheit weit über gesetzliche Vorgaben hinaus.