Portfolio Senior Analyst, SCL PB SRT Team, AVP

Job Description:

Job Title: Portfolio Senior Analyst, SCL PB SRT Team, AVP

Location: Mumbai, India

Role Description

Loans / lending commitments are a key component of the relationships held by Deutsche Bank with its corporate and financial institutional clients. Relationship loans are typically issued to support the generation of franchise revenues booked by the product lines across the Corporate Bank and Investment Bank divisions. Strategic Corporate Lending (“SCL”) provides governance around the investment of capital into these client relationships and risk manages the approved final hold positions down to pre-defined thresholds set by Credit Risk Management. SCL owns the loan risk that it is hedging within its predominantly senior, unsecured asset class Institutional and Corporate Credit portfolio. SCL hedges the final hold positions using single name CDS and the issuance of CLOs referencing the underlying loan risk. Along with hedging the credit risk of loan book, CLOs also provide regulatory capital relief to the Bank.

The CLO team provides support to the SCL Securitization teams in New York, London and Frankfurt that originate and execute CLOs to facilitate the economic risk hedges required for its hedging / RWA relief mandate. Team is currently assisting in managing multi-billion size SCL CLO portfolios, along with transactions that assist other Corporate Bank, Investment Bank and Private Bank business areas in managing their own hedging / RWA relief mandates. The investors in these transactions are some of the Bank’s largest institutional clients including investment funds, pension funds and hedge funds as well as supranational institutions.

The CLO Private Bank (PB) SRT team currently has six members, across Frankfurt, London & Mumbai. We are expanding the team to hire one more person in Mumbai to support workstreams related to the structuring and servicing of CLOs which securitize the Bank’s retail loans portfolio with the aim of generating regulatory capital relief for the Bank.

What we’ll offer you

As part of our flexible scheme, here are just some of the benefits that you’ll enjoy,

Best in class leave policy.

Gender neutral parental leaves

100% reimbursement under childcare assistance benefit (gender neutral)

Sponsorship for Industry relevant certifications and education

Employee Assistance Program for you and your family members

Comprehensive Hospitalization Insurance for you and your dependents

Accident and Term life Insurance

Complementary Health screening for 35 yrs. and above

Your key responsibilities

CLO structuring/origination related tasks from portfolio construction, performing checks to ensure the portfolio complies with CLO documentation, preparing data/analysis requested by potential investors

Monthly CLO replenishment/rebalancing activities, including verification of asset events, identifying data issues, verifying replenishment eligibility and selecting assets with the aim of optimizing RWA relief for the Bank

Regular data quality checks to ensure accurate investor reporting for monthly CLO processing; working with relevant teams such as Technology and Private Bank teams to identify and fix the root causes

Deep dive investigations into historical performance, unexplained or unclear asset activity, working with relevant cross-functional teams including Private Bank, Finance, Credit Risk Management, Technology and Loan Operations teams

Development and modification of desk tools using Excel / Python for CLO structuring, CLO servicing and risk management analysis

Review of CLO documentation e.g. Financial Guarantee / Information Memorandum, Simple, Transparent and Standardized (STS) criteria

Interpreting / analyzing/ working on large financial data sets

Automation of existing manual tasks using Python / Excel

Preparation of European Securities and Markets Authority (ESMA) Investor Disclosure templates

Working on miscellaneous reports and ad-hoc analysis as requested by SCL management

Your skills and experience

Graduate / Postgraduate with 7-8 years' experience in Banking / Credit / Securitization (We are open to consider suitable candidates with lesser experience)

Excellent excel skills including extensive use of formulas – comfortable in building ad-hoc excel based tools to assist in day-to-day tasks

Should be comfortable in handling large financial data sets/excel files

Python/Vba skills will be added advantage (but not must)

Excellent communication skills and initiative to engage with other teams

Strong attention to detail

Demonstrable problem-solving ability, organized with an ability to manage multiple issues

High degree of initiative but also the ability to raise problems immediately to the broader SCL team when necessary

How we’ll support you

Training and development to help you excel in your career.

Coaching and support from experts in your team.

A culture of continuous learning to aid progression.

A range of flexible benefits that you can tailor to suit your needs.

About us and our teams

Please visit our company website for further information:

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.

Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.

We welcome applications from all people and promote a positive, fair and inclusive work environment.