Senior Product Manager - Regulatory Reporting

Clearwater is looking for a Senior Product Manager to help define and drive our strategy for global insurance regulatory reporting. This is a senior, high-impact role for someone who sits at the intersection of insurance regulation, capital adequacy, and fintech - combining deep domain expertise with strong product craft to build category-defining software.

You'll own the product strategy and roadmap for a key part of our insurance regulatory reporting suite, spanning frameworks including Solvency II, NAIC RBC, AM Best BCAR, IFRS 17, and NAIC statutory reporting. You'll work closely with insurers, regulators, and internal teams to reduce reporting complexity and keep clients ahead of a fast-moving regulatory landscape - with a particular focus on the EMEA market.

You'll identify market opportunities, own your roadmap end to end, and support go-to-market efforts across the US, EMEA, and APAC.

What you'll do

Strategy & Roadmap

Define and execute the strategic roadmap for your product area, grounded in market research and aligned to client needs and business goals

Think 2–3 years ahead on the evolution of global capital and regulatory frameworks, positioning Clearwater to lead rather than react

Identify high-ROI opportunities to bring AI into regulatory reporting workflows - automation, exception management, predictive analytics

Prioritise your roadmap and backlog based on business value, regulatory urgency, and strategic impact

Regulatory Expertise

Act as a go-to expert on global insurance capital adequacy and regulatory reporting - including Solvency II (Pillar 1–3), NAIC RBC, AM Best BCAR, IFRS 17/9, LDTI, NAIC SAP, BSCR, SST, APRA, and Lloyd's reporting

Track emerging regulation (IAIS ICS, IFRS 17 developments, state-level US changes) and translate impact into roadmap decisions

Build relationships with regulators, industry bodies (NAIC, EIOPA, IAIS), and key insurance clients

Delivery & Collaboration

Own product development from concept through launch and optimisation, working closely with engineering, design, and QA

Partner with clients, prospects, and SMEs to define and validate requirements for new frameworks and enhancements

Work with Marketing to shape messaging, demos, sales collateral, and thought leadership

Enable Sales, Client Services, and Operations on new capabilities and competitive positioning

Track KPIs on adoption, usage, and regulatory coverage

Collaborate with peer Product Managers across markets, sharing insight on roadmap priorities and regulatory developments

What We're Looking For:

Bachelor’s degree in Finance, Actuarial Science, Accounting, Business, or a related field; MBA, advanced degree, or professional designation (CPA, CFA, ACII, FCAS, FSA, or equivalent actuarial qualification) preferred.

7+ years of experience in insurance, financial services, or financial technology, with significant exposure to insurance regulatory reporting and capital adequacy frameworks.

Deep expertise in at least three of the following global capital and regulatory frameworks: Solvency II (Pillar 1–3, QRTs, ORSA), NAIC Risk-Based Capital (RBC – life, health, P&C), AM Best BCAR and rating factor analysis, IFRS 17 / IFRS 9, NAIC Statutory Accounting Principles (SAP), LDTI / ASC 944, BSCR, Swiss Solvency Test (SST), APRA insurance capital standards, or Lloyd’s reporting requirements.

Familiarity with IAIS Insurance Capital Standard (ICS) and global convergence trends in insurance supervision is a strong plus.

Product management experience preferred, ideally within a SaaS or fintech environment; demonstrated ability to build and scale financial technology products.

Strong commercial acumen with prior experience creating or growing product business lines from inception is a major plus.

Excellent communication and presentation skills; ability to translate complex regulatory requirements into clear product requirements and compelling client-facing narratives.

Familiarity with agile or other product delivery methodologies.

Considerable empathy and curiosity with a relentless focus on the customer.

Willingness to travel approximately 20–25% of the time to engage with clients, regulators, and industry events globally.

Location: London, UK or Frankfurt, Germany