Real Estate Finance - Analyst

REQ-10116537

01/07/2026

Client Management

Milan, Italy

ING Bank

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Job Description:

The Real Estate Sector Coverage team in Italy (“RE Italy”) originates and executes cash flow based financing structures in the Real Estate sector. The selected candidate will join a team of 4 professionals contributing to the daily activities by: (i) assisting in the structuring of new transactions; (ii) supporting the Transaction Management team during the execution phase by working on the preparation of internal ratings, cash flow models and credit analysis; (iii) liaising with Portfolio Management team for loan monitoring tasks after financial closing, (iv) liaising with the Risk Management and Legal department and (v) when necessary, attend RE EMEA commercial committees and perform necessary related tasks.

Key Responsibilities:

Support in the assessment / prospecting of new clients as well as in management of existing relationships, including KYC activities;

Keep up to date with market, industry etc. trends and developments, analyse external reports and documentation posted on external sites, and provide team members/other stakeholders with brief summaries of the main points;

Draft internal notes (call reports) and keep team members/stakeholders informed and up to date on material developments;

Analyse new financing teasers received from clients and support the team and Transaction Management in the preparation of Greenlight Memo;

Prepare ppt presentations on new commercial proposals and any other RE related topic for internal and or external stakeholders ;

Manage electronic documents and online storage of project documentation, including legal documents, borrowers' reporting information and waivers/consents related documentation;

Cross-check key reporting against data stored in the electronic document management database, and update information as and when necessary;

Perform monitoring tasks if and when required;

Support the team in all activities related to sustainability;

Attend assets site visits with other team members.

Educational and Work experience/ Qualifications:

University /graduate (or student close to graduation) with degree in Accounting, Finance, Business Administration and/or with training in financial analysis (courses on Real Estate Finance will be considered a plus)

Previous working experience within Real Estate and/or Structured Finance and/or General Lending within a financial institution;

Proven analytical skills

Good knowledge of MS Office Tools (Word, Outlook, Powerpoint) and in particular Excel

Fluency in English and Italian are a must.

Major characteristics / Personal Profile:

Team working attitude

Strong interpersonal skills

Good verbal and written communication skills

Ability to work reliably and accurately under pressure

Ability to meet deadlines

Flexibility and proactive

Drive to constantly learn and improve

Contract offer:

Working conditions: Permanent employment contract

Working hours: Full time (37 hours per week)

Applicable Collective Labour Agreement: National Collective Labour Agreement for employees in the credit sector (NCLA)

Location: Milan

Annual base salary starting from: 45.000€

Variable remuneration: in line with the applicable remuneration policies (with a target based on the role, outcomes linked to the Group, Business line/function, and individual performance)

Our compensation approach is built on objective, gender-neutral criteria aligned with the role’s core requirements. That said, we believe talent goes beyond any framework: your total reward package will be tailored to reflect your unique experience, skills, and potential, ensuring we fully recognize the value you bring.

The benefits of joining ING

In addition to being a part of a great team, working in a fun and innovative environment, we offer:

Flexible Smart Working

Competitive base salaries and performance-based bonuses

Meal vouchers and corporate restaurant and bar

Health insurance and Accident insurance

Pension fund and welfare plan

Diverse cultures & Innovative mindsets

International Environment and Talent Program

Commitment to sustainability

Lots of training development opportunities to help you grow

Lots of moments dedicated to physical and mental well-being

A special day off when it is your birthday: we call it #doyourbirthday!

And of course, we can’t forget free water & coffee at the office!

About ING

ING offers many opportunities to build a diverse and rewarding career. You will be joining an international innovative digital bank, the first in Italy to adopt a fully flexible smart working model, and you will be working in a stimulating environment where you can grow both as an individual and as a professional.

Our purpose - empowering people to stay a step ahead in life and in business - represents our belief in people’s potential. We don’t judge, coach or to tell people how to live their lives. We empower people and businesses to realize their own vision for a better future.

Our Commitment

Diversity is a fundamental element of our corporate culture, and we are fully committed to creating a safe and inclusive environment, based on mutual respect and the value of diversity, offering equal job opportunities to all qualified candidates.

Job Application Safety Reminder ️

We’re seeing an increase in fraudulent job offers. To protect yourself, please follow these key guidelines when applying for roles at ING:

Apply only via official ING platforms: ING uses Workday as its internal recruitment system. Applications should be submitted only via our official career site.

Check the sender’s email carefully: legitimate communication will always come from: @ing.com and/or @myworkday.com

No payments or banking details will ever be requested. If someone asks for this information, it’s a scam.

If you suspect suspicious activity, report it immediately. Your safety matters to us.

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Questions? Just ask

Stefania Bizon

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