Credit Analyst

Job category

Finance

Experience level

Intermediate

Relocation available

This role is eligible for relocation within country

Job type

Professionals

Travel required

No travel is expected with this role

Job code

RQ112389

Entity:

Finance

Job Family Group:

Finance Group

Job Description:

Overview:

We are a global energy business involved in every aspect of the energy system. We are working towards delivering light, heat, and mobility to millions of people every day. We are one of the very few companies equipped to address some of the big sophisticated challenges that matter for the future. We have a real contribution to make to the world's ambition of a low-carbon future. Join us and be part of what we can accomplish together. You can participate in our new ambition to become a net zero company by 2050 or sooner and help the world get to net zero.

Would you like to discover how our diverse, hardworking people are leading the way in making energy cleaner and better – and how you can play your part in our extraordinary team?

Key Accountabilities :

Execute day to day customer credit related operational tasks to ensure delivery meets partner and customer expectations and is consistent with set process performance indicators, applicable service level agreements, customer functions core values and policies established within the bp Group.

Provide senior leadership recommendations on key and strategic accounts, risk assessments on new applications and scheduled reviews through the analysis of financial information and related credit agency supplied information, e.g., Cash flow statements, profit & loss balance sheet

Be the SPA for the business credit risk performance and input to future strategy.

Provide a key partner concern and consultation point on all Level 1, 2 & 3 applications and credit decisions across the local and regional credit team.

Meet externally with key customers and senior business leaders where further information is required to be acquired to assess their financial position

Play a key role in critical issues of legal recoveries and key management reporting information

Lead contract transition and management of the continuous improvement process for a revised Dealer security position

Advance issues of non-compliance to the relevant DOA holder

Evaluate business from a Return on Risk perspective in addition to a credit lens on key decisions and partner concerns from the Level 1, 2 and 3 reviews as required.

Compliance with Group Credit Standard and Policies.

Maintain customer files

In conjunction with a regional Credit team, recommend and facilitate appropriate payment plans for customers, including monitoring & reporting on progress

Education and Experience :

Bachelor’s Degree, Exposure in service industry including BPO, Good understanding of the ITES industry

At least 5-10 years of experience

Knowledge of legal entities and corporate structures (companies, partnerships, trusts, etc).

Knowledge of contract law, privacy act and relevant credit legislations.

Experience in using SAP, GenPlus, Salesforce, MS Office

E2E understanding of the process lifecycle in the Shared Services space

Experience of GBS/ shared service/BPO type organization. Knowledge of BP policies and procedures. Experience of organisation organisational change. Experience of working in a matrixed organisation

Travel Requirement

No travel is expected with this role

Relocation Assistance:

This role is eligible for relocation within country

Remote Type:

This position is a hybrid of office/remote working

Skills:

Accounting for financial instruments, Accounting for financial instruments, Accounting policy, Agility core practices, Agility tools, Analytical Thinking, Analytics, Business process control, Business process improvement, Commercial Acumen, Commercial assurance for external reporting, Communication, Creativity and Innovation, Credit Management, Curiosity, Customer centric thinking, Data Analysis, Data visualization and interpretation, Decision Making, Digital Automation, Digital Fluency, Financial Reporting, Influencing, Internal control and compliance, Long Term Planning {+ 4 more}

Legal Disclaimer:

If you are selected for a position and depending upon your role, your employment may be contingent upon adherence to local policy. This may include pre-placement drug screening, medical review of physical fitness for the role, and background checks.

Legal Disclaimer:

If you are selected for a position and depending upon your role, your employment may be contingent upon adherence to local policy. This may include pre-placement drug screening, medical review of physical fitness for the role, and background checks.

Our innovative Energize recognition points programme and spot awards translate exceptional performance into tangible rewards, to motivate our high performers.

Pay

bp offers competitive pay in line with industry standards, making us an employer of choice.

Discretionary bonus

We offer discretionary bonuses to reward strong company, business unit and individual performance, and recognition awards, including those related to long service to recognize commitment to the company.

Retirement & savings

We offer a range of discretionary retirement and savings plans to help provide you and your family with financial security.

Insurance benefits

To give you additional peace of mind, bp provides valuable insurance benefits in some countries. These are designed to provide financial assistance to employees and their families if employees become unwell or die in service.

Equity

Depending on your location and job level, there may be equity (stock and share) options you are eligible to join so you can be part of bp’s success.

Disclaimer

This is a high-level summary only of terms and current discretionary benefits applicable to certain roles. Some rewards, benefits and policies are at managers’ discretion and vary depending on where you work within the business. All terms subject to contract and all discretionary benefits subject to policy and eligibility.