Sr. Analyst, Credit Risk

9002 - Carmax Auto Finance - 225 Chastain Meadows Ct NW, Kennesaw, Georgia, 30144

CarMax, the way your career should be!

Summary:

CarMax Auto Finance (CAF) is seeking a Senior Analyst of Strategy to be a part of our growing company. This Associate must be passionate about using data and creative thinking to drive business decisions and have experience working within an analytical or strategic team.

Essential Duties and Responsibilities:

Leverage data to develop a deep understanding of CAF’s business operations and growth strategies. This may include working with multiple departments within CAF and with Associates in our Corporate Home Office.

Analyze trends and identify target areas for innovation and testing.

Demonstrate strong teamwork by partnering with others to meet common objectives. Be able to lead cross-functional projects.

Review and analyze existing business strategies, and be prepared to recommending and implementing new strategies as appropriate.

Produce reports and analysis for monthly portfolio performance tracking and evaluation.

Understand, communicate, and influence CAF objectives and processes to the larger CarMax organization.

Purpose of the role

The Senior Analyst of Credit Risk Strategy is responsible for providing analytical support for the effective management, growth, and innovation of CAF’s business. The Senior Analyst must develop and maintain an understanding of volume and credit mix of originations and balance of the portfolio of key business metrics and be willing to drive change as the business evolves. Analytics is also essential to understanding business impacts including loss forecasting estimates, profitability drivers, and impact to partner lenders. Responsibilities also include the development of presentations and communication of recommendations to senior management.

Qualifications and Requirements

Bachelor’s degree with evidence of academic achievement.

3+ years of experience in an analytical or strategic role or a combination of work experience and an advanced degree.

Ability to understand complex business problems and design effective solutions.

Ability to communicate succinctly and effectively with all levels of associates including own team up thru senior executives.

Ability to explain complex concepts and communicate business insights to other managers with similar and different business backgrounds.

Work Location and Arrangement:

This role will be based out of the CarMax Auto Finance office (Kennesaw, GA). Associates will work onsite 4 days per week.

Work Authorization: Applicants must be currently authorized to work in the United States on a full-time basis. Sponsorship will not be considered for this specific role.

About CarMax

CarMax disrupted the auto industry by delivering the honest, transparent and high-integrity experience customers want and deserve. This innovative thinking around the way cars are bought and sold has helped us become the nation’s largest retailer of used cars, with over 200 locations nationwide.

Our amazing team of more than 25,000 associates work together to deliver iconic customer experiences. Along the way, we help every associate grow their career and achieve their best, at work and in their community. We are recognized for our commitment to training and diversity and are one of the FORTUNE 100 Best Companies to Work For®.

Upon an applicant's request, CarMax will consider reasonable accommodation to complete the CarMax Job Application.

The annual salary for this position is:

$89,900.00 - $134,900.00

May be eligible for bonus and equity.

Benefits:

Except as otherwise required by state law, CarMax Associates are entitled to the following paid sick, vacation, and holiday time.

Associates that are considered full-time hourly or commission/incentive eligible:

To earn up to 48 hours of sick time per year accrued on a per pay period basis and between 80 hours and 200 hours per year of vacation time after a 90 day waiting period depending on years of continuous service with the Company.

For 8 hours of pay for each of a total of 6 paid scheduled holidays per year plus 1 floating holiday. If such an Associate does work on a scheduled holiday due to business need, they are eligible for Holiday Premium Pay.

Associates considered full-time salaried are entitled to paid time away with no specified limit as needed for sick, vacation, bereavement, jury duty, holidays, floating holiday, etc. subject to manager approval.

For more details about benefits, please visit our CarMax Benefits website.

Upon an applicant's request, CarMax will consider reasonable accommodation to complete the CarMax Job Application.