Software Engineer (Java, Payments, Capital Markets)

Why Join Exadel

We're an AI-first global tech company with 25+ years of engineering leadership, 2,000+ team members, and 500+ active projects powering Fortune 500 clients, including HBO, Microsoft, Google, and Starbucks.

From AI platforms to digital transformation, we partner with enterprise leaders to build what's next.

What powers it all? Our people are ambitious, collaborative, and constantly evolving.

About the Client

A leading North American financial services provider operating across personal, commercial, wealth management, and capital markets sectors. Following recent strategic acquisitions, the top-tier bank has significantly expanded its international footprint. Now executing an "AI-first" strategy, the organization has launched a dedicated institute for applied AI and quantum computing to drive productivity and deliver hyper-personalized digital experiences for millions of global customers.

What You'll Do

Design, develop, and support payment processing applications within Capital Markets environments

Build and maintain high-volume, low-latency transaction processing systems

Develop end-to-end payment workflows, including payment generation, enrichment, routing, validation, settlement, reconciliation, and exception handling

Integrate payment platforms with trading systems, treasury systems, settlement platforms, accounting systems, and external payment networks

Develop microservices and REST APIs using Java and JavaScript

Implement event-driven architectures and leverage messaging technologies such as Kafka, IBM MQ, and JMS

Design and optimize payment-related data models using relational databases

Support payment controls, reconciliation processes, and exception management capabilities

Perform root cause analysis and provide production support for mission-critical applications

Collaborate closely with Operations, Settlement, Treasury, and Business stakeholders to deliver enhancements and new capabilities

Participate in code reviews and promote engineering best practices

Contribute to the team's technical evolution and continuous improvement initiatives

What You Bring

Strong hands-on experience designing, developing, and supporting payment processing applications within Capital Markets environments

Deep understanding of end-to-end payment workflows and settlement processes

Experience integrating payment platforms with trading systems, treasury systems, settlement platforms, accounting systems, and external payment networks

Strong knowledge of SWIFT MT/MX messaging and ISO 20022 standards

Proficiency in Java and JavaScript

Experience with Microservices architecture and REST APIs

Experience building event-driven applications

Strong knowledge of messaging technologies such as Kafka, IBM MQ, JMS, or similar middleware platforms

Experience building and supporting high-volume, low-latency transaction processing systems

Experience with relational databases including Oracle, SQL Server, and PostgreSQL

Understanding of payment controls, reconciliation processes, exception management, and production support requirements

Familiarity with cloud-native architectures, CI/CD pipelines, containerization, and DevOps practices

Strong understanding of Capital Markets payment processing and settlement operations

Experience with cash management, liquidity management, and nostro/vostro account processing

Familiarity with SWIFT MT/MX messaging and ISO 20022 migration initiatives

Understanding of trade settlement, cash movement, and payment lifecycle workflows across multiple asset classes

Experience with enterprise payment platforms, payment hubs, and payment modernization initiatives

Knowledge of reconciliation, operational controls, and exception management

Understanding of regulatory, compliance, audit, AML, and sanctions screening requirements related to payments

Strong troubleshooting and root cause analysis capabilities

Excellent analytical and problem-solving skills

Clear communication skills with the ability to collaborate with technical and business stakeholders

Strong teamwork and cross-functional collaboration skills

Ability to work effectively in fast-paced, mission-critical environments

Proactive mindset with a strong sense of ownership and accountability

Adaptability and eagerness to learn new technologies

Strong organizational and prioritization skills

Commitment to engineering excellence and continuous improvement

Nice to have

Experience with cloud-native architectures and containerized environments

Familiarity with CI/CD pipelines and DevOps practices

Exposure to payment modernization initiatives and ISO 20022 migration programs

Experience working with enterprise payment hubs

Knowledge of regulatory requirements, AML, and sanctions screening frameworks

Experience supporting multi-asset-class Capital Markets environments

English level

Intermediate/Upper-Intermediate

Work Type: Remote

Legal & Hiring Information

Reasonable accommodations are available to enable individuals with disabilities to perform essential functions

Please note: this job description is not exhaustive. Duties and responsibilities may evolve based on business needs

Your Benefits at Exadel

Exadel benefits vary by location and contract type. Your recruiter will fill you in on the details.

International projects

In-office, hybrid, or remote flexibility

Medical healthcare

Recognition program

Ongoing learning & reimbursement

Well-being program

Team events & local benefits

Sports compensation

Referral bonuses

Top-tier equipment provision

Exadel Culture

We lead with trust, respect, and purpose. We believe in open dialogue, creative freedom, and mentorship that helps you grow, lead, and make a real difference. Ours is a culture where ideas are challenged, voices are heard, and your impact matters.