Associate, Credit Risk Analyst (Singapore)

Job Code: 12723

Country: SG

City: Singapore

Skill Category: Risk

Description:

Company overview

Nomura is a global financial services group with an integrated network spanning approximately 30 countries and regions. By connecting markets East & West, Nomura services the needs of individuals, institutions, corporates and governments through its three business divisions: Wealth Management, Investment Management, and Wholesale (Global Markets and Investment Banking). Founded in 1925, the firm is built on a tradition of disciplined entrepreneurship, serving clients with creative solutions and considered thought leadership. For further information about Nomura, visit www.nomura.com

Job Title: Credit Risk Analyst

Corporate Title: Associate

Department: Risk

Location: Singapore

Licensed Role: No

Department overview:

This is a role in Credit Risk Management (CRM) Department based in Singapore and will cover counterparty credit exposure from loan and derivative transactions in Asia-ex Japan with a focus on South-East Asia, Australia and New Zealand.

Role description:

Undertake Due Diligence (DD) visits / calls with clients, participate in credit conversations and collect credit information necessary for undertaking credit analysis

Conduct in-depth credit research and analysis on borrowers and write high quality Credit Memos. This include projecting borrower’s future operating performance and financial position backed by realistic assumptions and sensitivity analyses (base case and downside case)

For derivative trades, prescribe credit terms and financial and other covenants for legal documents like ISDA/CSA and GMRA

For loan trades, thoroughly analyze the loan structure, credit terms, security terms and legal structure. Factor in risks and mitigation of such analysis into credit decisions

Present credit views effectively to senior Risk Management / Committees

Analyze and approve derivative trades and monitor limit utilization

Regular monitoring of the portfolio for early identification of potential problem counterparties for remediation actions

Skills, experience, qualifications, and knowledge required:

Minimum Master’s degree or a professional qualification (e.g., Chartered Accountant, CFA) or equivalent experience is required.

Minimum 5 years’ experience analysing corporates in a Financial Services organization

Demonstrated experience with Credit Due Diligence

Strong written and interpersonal communications skills

Team player, result oriented and shows ability to adapt

Explore Insights & Vision: Identify the underlying causes of problems faced by you or your team and define a clear vision and direction for the future.

Making Strategic Decisions: Evaluate all the options for resolving the problems and effectively prioritize actions or recommendations.

Inspire Entrepreneurship in People: Inspire team members through effective communication of ideas and motivate them to actively enhance productivity.

Elevate Organizational Capability: Engage proactively in professional development and enhance team productivity through the promotion of knowledge sharing.

Inclusion: Respect DEI, foster a culture of psychological safety in the workplace and cultivate a "Risk Culture" (Challenge, Escalate and Respect).

Diversity Statement

Nomura is committed to an employment policy of equal opportunities, and is fundamentally opposed to any less favourable treatment accorded to existing or potential members of staff on the grounds of race, creed, colour, nationality, disability, marital status, pregnancy, gender or sexual orientation.

DISCLAIMER: This Job Description is for reference only, and whilst this is intended to be an accurate reflection of the current job, it is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. The management reserves the right to revise the job and may, at his or her discretion, assign or reassign duties and responsibilities to this job at any time.