Senior AML Functional Consultant

Location: Remote (India / Singapore / Malaysia / Any Location)

Engagement Type: Consultant / Contract

Travel Requirement: Must be willing to travel to Singapore on an as-needed basis for client engagements, workshops, solution discussions, and project delivery activities.

Role Overview

We are seeking an experienced Senior AML Functional Consultant to support banking and financial services clients in the areas of Anti-Money Laundering (AML), Know Your Customer (KYC), and Customer Onboarding. The ideal candidate will be a seasoned consultant capable of leading client discussions, designing business solutions, providing strategic recommendations, and driving successful implementation initiatives.

This is a client-facing consulting role requiring strong domain expertise, solution design capabilities, stakeholder management, and excellent communication skills.

Key Responsibilities

Lead requirement gathering workshops with business and compliance stakeholders.

Provide consulting expertise in AML, KYC, Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), and Customer Onboarding processes.

Design and propose target-state business and technology solutions.

Conduct gap analysis between current and future-state processes.

Create business solution documents, functional specifications, and process flows.

Act as a trusted advisor to clients on regulatory compliance and onboarding transformation initiatives.

Collaborate with business, technology, compliance, and vendor teams.

Support solution implementation, testing, UAT, and deployment activities.

Participate in pre-sales discussions, RFP responses, and solution presentations where required.

Provide guidance and mentorship to project teams and junior consultants.

Required Skills & Experience

10+ years of experience in Banking and Financial Services.

Strong hands-on experience in:

Anti-Money Laundering (AML)

Know Your Customer (KYC)

Customer Onboarding

Customer Due Diligence (CDD)

Enhanced Due Diligence (EDD)

Sanctions Screening

Transaction Monitoring

Proven experience in solution design and business consulting roles.

Strong client-facing and stakeholder management skills.

Experience conducting workshops, requirement gathering, and solution presentations.

Ability to translate business requirements into functional and solution designs.

Excellent communication and presentation skills.

Preferred Qualifications

Experience with AML/KYC platforms such as:

Fenergo

Actimize

FircoSoft

Oracle FCCM

SAS AML

Experience working with regulators and compliance teams.

Prior consulting experience with global banks or financial institutions.

Knowledge of MAS, FATF, and international AML regulations.

Ideal Candidate Profile

Senior Consultant / Solution Architect / Business Consultant background.

Strong banking domain expertise.

Comfortable interacting with senior business stakeholders and compliance teams.

Able to work independently in a remote consulting model.

Flexible to travel to Singapore whenever project requirements arise.