Product Manager 2

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Job Summary

The Product Manager II will develop features and products to improve the end-to-end consumer experience. This role will include cross-functional collaboration, and hands-on product development, with an emphasis on self-service in payment, account management, and servicing. The Product Manager II will drive the strategy, planning, delivery, performance, and continuous improvement of our products. This role is responsible for delivering solutions that meet customer needs and align with business objectives, ensuring a clear product vision and roadmap.

Essential Job Functions

Own the product vision and roadmap, collaborating with design and engineering teams to identify market trends and develop strategies for product differentiation and competitive positioning. - (30%)

Manage the prioritization and delivery of large-scale product features, guide product improvements, define business requirements, and ensure adherence to security policies and controls. - (25%)

Set product performance metrics, conducts ongoing analysis, and drives improvements for customer experience and operational excellence. - (20%)

Work collaboratively with cross-functional teams to devise effective solutions, showcasing innovative thinking and problem-solving capabilities. Maintain clear communication with stakeholders and lead with strategic and analytical expertise. - (15%)

Leverage financial insights to guide product management strategies, analyzing key business drivers to refine product offerings based on market research. Conducts thorough analysis to identify and prioritize new product opportunities. - (10%)

Minimum Qualifications

Bachelor’s Degree in Engineering in Information Technology, or Computer Science, equivalent.

5+ years of experience in product management, product owner, business analysis, information technology, or related areas.

Preferred Qualifications

Master’s Degree in Business Management, Systems, Product Management, Marketing or related field.

Certificate in Product Management like CAPM or Equivalent.

Experience in bringing new products to market, preferably in a startup or fintech environment.

Product Management experience in financial services, payment services, online and mobile platforms or digital and tech platforms.

Skills

Agile Methodology

Product Management

Product Delivery

Product Roadmapping

Go to Market (GTM)

Reports To: Manager and above

Direct Reports: 0

Work Environment

Normal office environment, hybrid.

Other Duties

This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time.

About Bread Financial®

At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.

Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers. Our payment solutions deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, technology, electronics, jewelry, home and specialty apparel through our co-brand and private label credit cards and pay-over-time products providing choice and value to our shared customers. Additionally, we offer Bread Financial general purpose credit cards and saving products that empower our customers and their passions for a better life.

Bread Financial proudly marks 30 years of success in 2026. To learn more about our global associates, our performance and our sustainability progress, visit breadfinancial.com or follow us on Instagram and LinkedIn.

All job offers are contingent upon successful completion of credit and background checks.

Job Family:

Marketing

Job Type:

Regular