Director, Commercial Banking Analytics & Pricing

Application Deadline:

05/14/2026

Address: 33 Dundas Street West

Job Family Group:

Customer Solutions

We are seeking a seasoned Director, Commercial Banking Analytics & Pricing. This role is designed for a commercial‑lending expert who combines deep knowledge of credit products and deal economics with advanced analytical skills. The successful candidate will partner closely with senior leaders to drive data‑informed decisions across lending strategy, pricing, portfolio performance, and client profitability.

This role sits at the intersection of commercial banking, credit, pricing strategy, and advanced analytics, translating complex data into practical insights that shape lending decisions and competitive positioning.

Key Responsibilities

Commercial Lending Analytics & Strategic Advisory

Serve as a trusted advisor to senior commercial banking leaders, providing insights on lending strategy, pricing, portfolio performance, and client profitability

Act as a subject matter expert on commercial lending products, including term loans, revolving credit facilities, guarantees, and structured solutions

Apply strong understanding of credit risk, return metrics (RAROC, ROE), and capital considerations to pricing and portfolio recommendations

Conduct in-depth analyses of deal economics, pricing effectiveness, client behavior, and competitive dynamics

Translate analytical findings into clear, executive-ready recommendations that support growth, risk, and profitability objectives

Pricing & Product Enablement

Partner with business leaders to enhance lending pricing frameworks, ensuring alignment with risk appetite, capital usage, and market conditions

Translate commercial and client needs into well-defined product and pricing requirements, supported by rigorous financial analysis

Develop investment and enhancement business cases, including expected returns, risk sensitivities, and portfolio impacts

Support product changes and launches by coordinating with sales, credit, technology, and operations on tools, analytics, training, and documentation

Data & Analytics Execution

Leverage SQL, Python, or similar tools to extract, analyze, and interpret large commercial banking datasets

Build scalable analytical models and dashboards to support pricing, portfolio monitoring, and deal-level decisioning

Automate recurring reporting and analytical workflows to improve timeliness, consistency, and insight generation

Collaborate with data engineering and analytics teams to improve data quality, lineage, and analytical infrastructure

Qualifications

Experience & Commercial Banking Expertise

5–7+ years of experience in commercial banking, lending analytics, pricing, or related financial services roles

Strong understanding of commercial credit fundamentals, including deal structuring, pricing drivers, and portfolio performance

Experience applying analytics to lending decisions, portfolio optimization, or pricing strategy

Analytics & Technical Skills

Hands-on experience using SQL and Python (or equivalent) for data analysis and insight generation

Ability to work with complex datasets and translate results into business-relevant insights

Experience building repeatable analytical solutions and performance reporting assets

Demonstrated ability to distill complex financial and analytical concepts into clear, compelling narratives

Comfortable influencing senior stakeholders across business, credit, and functional teams

Why Join Us?

You’ll join a high-impact commercial banking team where lending expertise and analytics directly shape strategic decisions. This role offers the opportunity to influence pricing and portfolio outcomes at scale, deepen your commercial banking exposure, and work on high‑visibility initiatives that balance growth, risk, and profitability.

Salary:

$110,500.00 - $192,500.00

Pay Type:

Salaried

The above represents BMO Financial Group’s pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards